CPB (T) Jovin Joseph

Experience

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  National Social Security Fund (Tanzania)

  Jul 2017 - Jul 2019

  Investment Analyst Trainee

  Loan Appraisal process and administration of loan taken by members through SACCOS and AMCOS Performing analysis of the loan advanced by the fund and assist in preparation of restructuring terms and agreementsInvolved on Investment Audit process on Real Estate projects owned by NSSF plus Cost estimation and income projection of NSSF real estate project and developing a financial analysis model for each of investment to establish PV, NPV, IRR and PBInvolved in portfolio management within Treasury Department and Treasury bills investment analysis on excel sheets, preparation of re-investment schedules for various short term investments, periodic liquidity assessment on various portfolios base. Show less

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  UBA Tanzania

  Oct 2020 - Sept 2024

  • To increase Trade Finance incomes and Business Volumes in the country.• To drive Regional Trade volumes in line with the Bank’s strategy.• Grow the customer base utilizing trade to increase fees and commissions.• Sustain Customer Relations and enhance Customer Service to ensure growth in the Trade related facilities and maximum utilization of the same.• Conduct customer visits with a view of evaluating the current levels of satisfaction as well as identify opportunities to increase the banks influence of the customer’s wallet size.• Develop both professional and personal relationships to solidify relationships with existing clients and prospects• Profit maximization through new business opportunities from new and existing clients through various marketing and networking initiatives.• To carry out Marketing Intelligence and Competitor Analysis and ensure competitiveness of Bank’s Trade Finance products.• Monitor and manage performance of trade related facilities in the group taking relevant and effective measures ensuring its maximum utilization with minimal risks to the organization.• Work closely with the bank’s business teams as well as external customers offering specialized and technical advice on trade products.• In-depth knowledge of Trade Finance products and solutions available within the bank as well as those available in the Market being offered by competitors. Show less Develop remittance sales plan to drive growth of money transfer volumes to meet the sales volume targets across branches as defined by Business Executive  Sell and promote remittance products/services to both new and existing to achieve the Remittance target  Establish relationships with Branch Business team to achieve the set Branch Remittance targets by conducting weekly performance follow ups to establish support, challenges and areas of improvement.  Improvise immediate problem resolution processes where there are system issues to eliminate negative customer service impact.  Monitor changes and trends in remittances to ensure competitiveness in the market and alignment to customer preference  Branding and marketing of new and current products on agency banking services Train and guide staff involved in remittances as per the Bank’s training framework.  Plan remittance promotions and activations in order to generate awareness and interest of the bank customers Show less

  • Trade Finance Specialist

    Sept 2021 - Sept 2024

  • Remittance officer

    Oct 2020 - Aug 2021
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  International Trade Council

  Jul 2024 - now

  Member Business Council
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  Tanzania Commercial Bank

  Nov 2024 - now

  Trade Finance Manager

  •Responsible for the primary objective of enhancing and promoting Trade Finance business volumes and revenues of portfolio assigned.•To achieve the targeted goals (Trade Finance Funded & Non-Funded) as per budgeted growth for Volume, Revenues.•Coordinate with Business Lines/Relationship Managers on the development of Trade Finance business and generating new business from portfolio.•Utilize Trade Finance products and structured solutions as tool for enhancing overall yield from every client relationship under management.•Support relationship teams to procure/recruit, nurture and sustain new Trade Transaction that have a potential to grow and provide superior returns.•Negotiate the best price with the view to maximize potential income from Trade Finance deals.•Ensure that a view of the big picture to determine prices for clients against the cost of the solution/product.•Independently receive, solve and recommend practical solutions on technical trade finance queries for TCB customers.•Manage communication within the targeted portfolio on TCB Correspondent bank network, tariffs and operational process and procedure.•Manage TCB Trade finance correspondent banking relationships at a transnational level, route and refer business to preferred correspondents, monitor and generate reports on trade volumes between approved correspondents.•Ensure quarterly, semi-annually and annual reviews for trade finance clients are conducted on time. Show less