Steven Brand

Experience

• 

  Tom James Company

  Sept 1994 - Feb 2001

  Haberdasher

  Sold custom-made clothing (suits and shirts) to exectutives. Met them in their offices or homes to save them time.

• 

  Mortgages On Main

  May 2001 - Jul 2009

  Originated mortgages and hired/trained loan officers and staff to work at the Stillwater MN, River Falls WI and Rogers, MN locations. Originated mortgages in MN and WI for puchase and refinance transactions.

  • Owner

    May 2003 - Jul 2009

  • Loan Officer

    May 2001 - May 2003
• 

  Clrwtr Mtg

  Jul 2009 - Dec 2009

  Manager of Retail Lending / Mortgage Banker

  Closed my company (Mortgages On Main) to help start up the Retail Division of local Correspondent Lender. Great experience and really opened my eyes to the value of DIRECT LENDING as the Mortgage industry change going forward.

• 

  Cross Country Mortgage

  Jan 2010 - May 2010

  Senior Mortgage Consultant / Team Lead

  Originated at a branch of a local Correspondent Lender that "merged" with LendSmart Mortgage / iLoan

• 

  ILoan

  May 2010 - Mar 2015

  Mortgage Professional / Certified Military Housing Specialist

  1. Guiding buyers and current home owners through the even more complicated process of getting a mortgage loan. 2. Educate the professionals (Realtors, Financial Planners and Attorneys) who work with clients' financials who may need to keep up on all the legal changes in the mortgage industry to remain an EXPERT in their client's eyes.

• 

  BBMC Mortgage

  Apr 2015 - Nov 2015

  Mortgage Banker & Certified Military Housing Specialist

  Originated loans from coast to coast and all types of home loans... but my strengths are assisting the two most misrepresented home-buyers: 1. Veterans 2. Less than 20% down buyers. BBMC's training for VA loans continued to further my passion for helping Veterans as I searched for a lender I could truly call HOME.

• 

  Finance of America Mortgage LLC

  Nov 2015 - Mar 2016

  Mortgage Loan Originator

  Assisted home buyers (and current home-owners) with their mortgage financing under the role of a Loan Originator. The bureaucracy of working with a large bank/lender didn't outweigh the benefits of being able to offer the personal service and flexibility to my clients and the Real Estate agent partners I'd spent over 15 years building.

• 

  Hancock Mortgage Partners, LLC

  May 2016 - May 2022

  State/Branch Manager, Mortgage Loan Originator and VA Specialist

  I now have 3 jobs:1. Originate Loans (with a dedicated focus on serving Veterans)2. Assist/Train the Real Estate agents who are looking to grow with "Modern Marketing" techniques 3. Build the MN / Western WI base for Hancock Mortgage partners by hiring new Loan Originators, Branch Managers and support staff.(Corporate NMLS#229844 and Personal nmls#261849)

• 

  Northpointe Bank

  May 2022 - Apr 2024

  State/Branch Manager, Strategic Mortgage Consultant and VA Loan Specialist - NorthPointe Bank
• 

  Valor Home Loans

  Mar 2024 - now

  State-Branch Mgr / Loan Originator & VA Home Loan Benefit Spc