Experience

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  First star mortgage

  Mar 2003 - Dec 2008

  Mortgage loan officer
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  Home modification usa inc

  Jan 2009 - Jan 2018

  Mortgage loan processor
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  Nlj mortgage corp.

  Jan 2017 - Dec 2021

  Mortgage loan processor

  ♦Collect Client Information ♦ Help Client fill out application♦ First time Home Buyer help ♦ Verify all information♦Maintain good relationships with clients by keeping them informed♦Interact with realtors, appraisers, and sales agents as needed♦Buying or refinancing applicants ♦Ordering Appraisals♦Set Expectations to clients ♦Liaison between Loan officer and client♦Works with your loan officer to make sure your financial profile fits the lending guidelines for the loan program you’ve selected♦ Request Items from your credit report♦Ask for written verification of Employment ♦ Order title work♦ Works with underwriter to clear conditions♦ Keeps the loan process on schedule ♦ Helps prepare the loan file for closing Show less

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  Lokation® real estate

  Oct 2020 - Jun 2021

  Real estate agent

  ♦Research all comparable currently listed properties♦Prepare listing presentation package ♦Give seller an overview of current market conditions and projections ♦Present CMA Results To Seller, including Comparables, Solds, Current Listings & Expireds♦Offer pricing strategy based on professional judgment and interpretation of current marketconditions♦Discuss Goals With Seller To Market Effectively♦Explain the work the brokerage and agent do "behind the scenes" and agent's availability on weekends ♦Review and explain all clauses in Listing Contract & Addendum and obtain seller's signature♦Identify Home Owner Association manager if applicable♦Verify Home Owner Association Fees with manager - mandatory or optional and current annual fee ♦Enter property data from Profile Sheet into MLS Listing Database ♦Advise Network Referral Program of listing♦Discuss feedback from showing agents with seller to determine if changes will accelerate the sale♦Place regular weekly update calls to seller to discuss marketing & pricing ♦Receive and review all Offer to Purchase contracts submitted by buyers or buyer's agents. ♦Obtain pre-qualification letter on buyer from Loan Officer♦Negotiate all offers on seller's behalf, setting time limit for loan approval and closing date♦Confirm Verifications Of Deposit & Buyer's Employment Have Been Returned ♦Prepare and convey any counteroffers, acceptance or amendments to buyer's agent♦Follow Loan Processing Through To The Underwrite♦Coordinate buyer's professional home inspection with seller♦Review home inspector's report ♦Schedule Appraisal ♦Coordinate closing process with buyer's agent and lender ♦Assist in solving any title problems (boundary disputes, easements, etc) or in obtaining Death Certificates♦Work with buyer's agent in scheduling and conducting buyer's Final Walk-Thru prior to closing♦Reviews all closing documents carefully for errors ♦Help buyers obtain a pre-approval ♦Assist in a smooth closing Show less

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  Exp realty, llc

  Jul 2021 - Jun 2022

  Real estate agent

  If you are looking to buy or sell real estate in Palm Beach County or Broward County then a local real estate agent is right for you. Whether you are looking for your first home or your next dream home I can help. ♦Prepare "Comparable Market Analysis" (CMA) to establish fair market value♦Prepare listing presentation package♦Give seller an overview of current market conditions and projections ♦Present CMA Results To Seller, including Comparables, Solds, Current Listings & Expireds♦Offer pricing strategy ♦Discuss Goals With Seller To Market Effectively♦Explain market power and benefits of Multiple Listing Service♦Explain agent's role in taking all calls to screen for qualified buyers and protect sellerfrom curiosity seekers♦Present and discuss strategic marketing plan ♦Prepare showing instructions for buyers' agents ♦Discuss possible buyer financing alternatives and options with seller ♦Identify Home Owner Association manager if applicable♦Verify Home Owner Association Fees with manager - mandatory or optional and current annual fee♦Hire Professional Photographer for photos♦Coordinate showings with owners, tenants, and other Realtors®. Return all calls - weekends included ♦Prepare property marketing brochure for seller's review ♦Discuss feedback from showing agents with seller ♦Place regular weekly update calls to seller to discuss marketing & pricing ♦Receive and review all Offer to Purchase contracts submitted by buyers or buyer's agents.♦Counsel seller on offers. Explain merits and weakness of each component of each offer Contact buyers' agents to review buyer's qualifications♦ Help buyers get pre-approved ♦ Order Inspection and Appraisal ♦ Listen to what buyer's search criteria to start house hunting ♦ Write up offers and purchase contracts ♦Make sure buyers are offering a competitive amount by running a quick CMA of the property.♦Obtain pre-qualification letter on buyer from Loan Officer Show less

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  Lokation® real estate

  Jun 2022 - now

  Real estate agent

  If you are looking to buy or sell real estate in Palm Beach County or Broward County then a local real estate agent is right for you. Whether you are looking for your first home or your next dream home I can help. ♦Prepare "Comparable Market Analysis" (CMA) to establish fair market value♦Prepare listing presentation package♦Give seller an overview of current market conditions and projections ♦Present CMA Results To Seller, including Comparables, Solds, Current Listings & Expireds♦Offer pricing strategy ♦Discuss Goals With Seller To Market Effectively♦Explain market power and benefits of Multiple Listing Service♦Explain agent's role in taking all calls to screen for qualified buyers and protect sellerfrom curiosity seekers♦Present and discuss strategic marketing plan ♦Prepare showing instructions for buyers' agents ♦Discuss possible buyer financing alternatives and options with seller ♦Identify Home Owner Association manager if applicable♦Verify Home Owner Association Fees with manager - mandatory or optional and current annual fee♦Hire Professional Photographer for photos♦Coordinate showings with owners, tenants, and other Realtors®. Return all calls - weekends included ♦Prepare property marketing brochure for seller's review ♦Discuss feedback from showing agents with seller ♦Place regular weekly update calls to seller to discuss marketing & pricing ♦Receive and review all Offer to Purchase contracts submitted by buyers or buyer's agents.♦Counsel seller on offers. Explain merits and weakness of each component of each offer Contact buyers' agents to review buyer's qualifications♦ Help buyers get pre-approved ♦ Order Inspection and Appraisal ♦ Listen to what buyer's search criteria to start house hunting ♦ Write up offers and purchase contracts ♦Make sure buyers are offering a competitive amount by running a quick CMA of the property.♦Obtain pre-qualification letter on buyer from Loan Officer Show less

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  Laurie reader team kw keller williams

  Jun 2023 - now

  Real estate agent
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  Realty one group

  Dec 2023 - now

  Realtor