Santos Roque

Experience

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  Bufetec, Clínica Legal Gratuita del Tecnológico de Monterrey

  Aug 2018 - Jan 2020

  Litigation Intern

  Provided pro-bono legal aid to those in need of a lawyer in the city of Monterrey in family and criminal law matters. Daily basis work: -Drafted lawsuits and proceedings in family law cases, especially alimony, child support and successions. -Carried out proceedings before the local District's attorney office of Sexual and Family Crimes. -Interviewed and gave legal assistance to victims and witnesses. -Performed legal analysis of users' cases in family, succession and criminal law. Show less

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  Notaría No. 109

  Aug 2020 - Dec 2020

  Legal Intern

  As part of the legal support team we aided in the transactions and operations of our clients though legal advise, strategy and procedure. Daily basis work: -Drafted sales contracts, donation contracts and property leasing agreements. -Carried out proceedings before the local Urban Development and Property Ownership authorities. -Performed legal analysis of client's cases in family law and succession law.

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  The International Legal Honor Society of Phi Delta Phi

  Sept 2020 - now

  Member
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  Chevez Ruiz Zamarripa

  Feb 2021 - Aug 2021

  Tax Law Consultant Staff 2

  Provided several tax law consulting services to our different national and international clients. Daily basis work:-Drafted memorandums, opinion letters and tax law expert reports. -Performed legal and financial analysis of financial statements and information of national, international companies and high net worth individuals. -Collaborated in tax law due diligence reports for mergers and acquisitions. -Carried out proceedings before the IRS such as tax refund filings and status regularizations. Show less

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  Impulsora de Negocios Everthink, SOFOM, ENR

  Dec 2022 - Aug 2023

  In-House Counsel

  -Practiced legal and financial review of credit contracts for SME´s and Private individuals with corporate activity. -Carried out proceedings and kept up with regulatory notices and submitted recurrent reports required by CONSUDEF in the administrative and judicial level. -Drafted and presented quarterly Inverstor's Assemblies as well as redacted legal justification for tax activities of the company. -Collaborated in the execution process of the guarantee creditors gave as collaterals in the Warranty Trust Funds of Everthink. -Contributed legal expertise in the development of the company´s new online credit services platform for financial leasing. Show less

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  Grupo Financiero Banorte

  Oct 2023 - now

  Risk Analysis Manager

  -Analyzed the group’s client portfolio, focusing on NPL ratios, Cost of Risk, Coverage Ratios, and more, contributing to the vigilant monitoring of the group’s risk appetite.-Integrated and consolidated risk data to generate risk management reports, information, and indicators, with the aim of optimizing strategic decision-making in the group.-Wrote and edited the Risk Management section for the group’s annual reports for 2023 and 2024. -Wrote and edited the Risk Management sections of the evaluations for the Corporate Sustainability Assessment of S&P Global and FTSE ESG Research for 2023 and 2024.-Investigated and analyzed the agriculture portfolio of the group, generating insights that served to heavily modify the credit-giving process in the agro segment to control NPL. -Developed a new tool to track client activity regarding the authorization and revoking of industry-specific government permits to further prevent delinquency. -Wrote, edited, and published internal risk regulations and manuals for Reputational, Misinformation, and Strategic Risks. -Developed a risk map that properly summarizes and gives insight into any deviation of all the risk indicators of the group.-Managed a daily newsletter of relevant news of our top 100 clients directed to the C-Suite. Show less