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Harsh Sahoo

Harsh Sahoo

LAS

Followers of Harsh Sahoo3000 followers
location of Harsh SahooKolkata, West Bengal, India

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  • Timeline

  • Skills

    Team management
    Financial analysis
    Microsoft office
    Microsoft excel
    Teamwork
    Powerpoint
    Research
    Microsoft word
    Spss
    Financial modeling
    Equity research
    Economics
    Credit
    Equities
    Valuation
    Credit analysis
    Finance
    Management

  • About me

    Experienced Credit Manager with a demonstrated history of working in the banking industry. Skilled in Microsoft Word & Excel, Credit Analysis and Management. Strong credit analyst professional with a Master of Business Administration (MBA) focused in Finance, Marketing from Indian Institute Of Social Welfare and Business Management.

  • Education

    • DIATM

      2006 - 2010
      Bachelor of Technology (B.Tech.) Electrical, Electronics and Communications Engineering

    • Indian Institute Of Social Welfare and Business Management

      2012 - 2014
      Master of Business Administration (MBA) Finance, General

      Activities and Societies: Coordinator of IISWBM Finance Club "FINVESTEC".

  • Experience

    • Aditya Birla Financial Services Ltd

      Jun 2013 - Jul 2013
      LAS

    • Poonawalla Fincorp

      Jun 2014 - Jun 2016

      > Credit Appraisal of loan applications within defined policy and accordingly take decisions or recommend for approval to higher authorities.> Assessing creditworthiness of the potential clients by studying requisite financial history.> Underwriting and making proposals of cases with desired level of quality.> Ensuring systematic verification processes and coordinating FRC if required.> Timely processing of the proposals to ensure the best in class TAT.> Ensuring adherence to the credit policy, RBI guidelines.> Monitoring delinquencies regularly. Show less

      • Area Credit Manager

        Jun 2015 - Jun 2016

      • Management Trainee

        Jun 2014 - May 2015

    • Kotak Mahindra Bank

      Jul 2016 - now

      # Accessing strategic proposals from West Bengal location for commercial vehicles (CV) funding# Appraising working capital (both secured and unsecured) loans to strategic CV customers# Detailed Financial analysis of these profiles where ticket size was upto 40 Cr taking the cumulative exposure to bank upto 100 Cr.# Managing other related works like interaction with FI vendors, Providing training to sales on policy matters, monitoring infant delinquency, sending several reports to HO on regular basis# Having sanction authority of 150 lakhs on New assets and 40 lakhs on refinance. Show less

      • Area Credit Manager

        May 2022 - now

      • Location Credit Manager

        Jul 2016 - May 2022

  • Licenses & Certifications

    • FINANCIAL MODELING

      KREDENT ACADEMY,KOLKATA
      Sept 2013

    • SPSS & ADVANCED EXCEL

      IISWBM,KOLKATA
      Jul 2013

    • Investment Advisor Level 1

      National Institute of Securities Markets (NISM)
      Sept 2018

  • Honors & Awards

    • Awarded to Harsh Sahoo
      Winner of Stock Market Game at SIOM,Nashik SIOM,Nashik Jan 2014 An online trading game was organised at moneypot.in. Top 10 players were selected on the basis of total gain over the given time period. Then a telephonic interview round was held with the faculty members of SIOM to select the winner.
    • Awarded to Harsh Sahoo
      National Runner up of the event "Stock Stars" JBIMS,Mumbai Feb 2013 A 5 day online trading followed by an on campus presentation. A list of stocks were given before hand and i had to create a portfolio with proper fundamental analysis. I had to present the portfolio with proper justification to the judges, who were alumnus of JBIMS itself and had more than 10 years of experience in the field of Equity Research Analysis.