Sandy Dwiyono

Experience

• 

  Bank ICB Bumiputera

  Sept 2005 - May 2011

  Management Information System

  • Responsible maintain and data processing of banking database• Responsible in evaluating & forecasting credit quality of Consumer Loan (Housing Loan, Auto Loan, Motor Cycle Loan, Implant Banking Loan & Multifinance Loan)• Arrange collection monthly strategy & projection modelling• Handling monthly and weekly report: Inflow – Outflow Report (New NPL, NPL Reclassification, NPL Paid Off, NPL Payment, Write Off, Assets Settlement), Flow Rate Report, Recovery Report, Collectors Performance Report.• Supervising credit quality of all branches outside Jakarta• Supervising the daily administration activities (invoices, report absence, memorandums) Show less

• 

  PT Bank Mandiri (Persero) Tbk.

  Jun 2011 - now

  • Create Micro Network Development Group’s annual budget• Monitor the budget so that expenditures do not exceed budget• Handling Micro Network Development Group’s monthly report: Credit Booking, Portfolio, Credit Quality, Rate, Term, Savings, Loan Economic Sector, Interest Income, Fee Based Income, Portfolio Rate, Yield of Loan, Net Interest Margin, Expenses and Contribution Margin.• Perform a variety of studies related to micro-credit• Create micro credit portfolio model Show less

  • First Senior Manager Credit Verification

    Aug 2018 - now

  • Manager - Strategy, Planning & Budgeting - Micro Network Development Group

    May 2013 - Aug 2022

  • Assistant Manager - Strategy, Planning & Budgeting - Micro Network Development Group

    Jun 2011 - Jun 2013