Kim Thien Vu

Experience

• 

  Lee's Spa and Nails

  Mar 2019 - Aug 2019

  Salon Coordinator

  - Warmly greeting clients, walking them to the proper beauty station and assigned beauticians for each customer - Booking and confirming appointments via phone and email - Processing transactions (cash and credit cards) and issuing receipts- Processing and filling invoices; calculating the revenue for each day

• 

  Fullerton College

  Aug 2019 - Mar 2020

  Teach and help students from basic math levels up to Business Calculus, specializing in Statistics. • More than 80% of students who go to my sessions pass their classes• Advocate for students to connect with additional school resources and plan out Collaborative Learning Activities (CLAs) that provide practice and reinforce specific course material• Serve as a sounding board to illuminate problems, along with boosting their motivation

  • Mathematics Tutor

    Feb 2020 - Mar 2020

  • Embedded Tutor

    Aug 2019 - Mar 2020
• 

  Ross Stores, Inc.

  Jun 2020 - Aug 2020

  Retail Associate

  Work in various store functions, including Merchandising, Fitting Room, Fine Jewelry, Sizing/Recovery, Front End, Cash Office, Customer Service, Stock Room, Markdowns, and Cashiering

• 

  Sumitomo Rubber North America

  May 2021 - Jun 2021

  Front Desk Receptionist

  - Transferring calls- Receiving and dispatching deliveries- Taking and ensuring messages are passed to the appropriate staff member on a timely basis- Assisting the HR team with recruitment, on-boarding, and termination processes- Sorting and sending out invoices

• 

  Keller Williams Realty, Inc.

  Sept 2021 - Dec 2021

  Research Intern

  Research and write about real estate topics that the California Real Estate License Exam covers

• 

  Royal Business Bank

  Dec 2021 - Jul 2022

  Credit Administration Assistant

  • Gather credit report requests; verify borrower's financial information; search authorization on LexisNexis, Experian andD&B; and create monthly cost allocation reports based on invoices• Collect Regulation B tracking logs from all lending units; review them to ensure all the timelines have no ECOA violation; generate monthly certification• Monitor pending loan status, compile, and ensure the accuracy in review memo packages from all lending departments• Monitor and verify all HMDA reportable commercial loans• Review and follow up on insurance tickler for maturity and past due with borrower and account officers• Coordination for Audit & Examination Documents Requests Show less

• 

  First General Bank

  Sept 2022 - May 2024

  Credit Analyst

  • Managed a loan portfolio exceeding $52M, maintaining a delinquency rate consistently below 3% all quarters.• Reviewed loan applications for compliance with company policies, procedures, and regulatory requirements.• Prepares Credit Approval Memorandums (CAM) for new loans, renewal/extensions, and/or loan modifications. Loan types include Commercial Real Estate (CRE), Commercial and Industrial (C&I), and Revolving Line of Credit (RLOC). More than $12M credit has been approved for 20 businesses in the first year of employment.• Analyzed cash flow, profitability, liquidity, and other financial ratios based on financial statements and tax returns to determine the worthiness of borrowers• Review appraisal/environmental reports, preliminary title reports, purchase agreement/escrow instructions, credit reports, and other third-party reports necessary for loan underwriting Show less

• 

  California Bank & Trust

  Jul 2024 - now

  Credit Analyst