Experience

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  City union bank ltd.

  Oct 2019 - Jan 2025

  ❖ Business Development/ Sales:• Acquiring new leads from existing customers and other sources to convert into business for the branch by means of marketing calls and customer visits.• Recommending and overseeing execution of product strategies within the company’s portfolio using comprehensive knowledge of market, competitive landscape and customer requirements.• Administering customer attrition and achieving set targets for portfolio growth and new sales revenue every quarter.• Handling the sales and marketing of banking products like Current and Savings Accounts (CASA), deposits and loans and crossselling of third-party products like health & life insurance policies to existing customers.• Generating leads for CASA to new customers and raising balance with existing customers and loan products like housing loan, jewel loan, vehicle loan, personal loan.❖ Operations Management:• Ensuring timely processing of bank transactions along with maintaining books of accounts.• Handling all branch operations related tasks and monitoring the internal control of the Branch.• Instituting processes for monitoring risks arising due to operational lapses and frauds within business to ensure that they are mitigated by taking appropriate action.• Performing reconciliation of branch accounts, loan monitoring, stock statement and insurance on a regular basis, taking follow-up of stock statement and insurance from customers.❖ Stakeholder Management:• Execution of retention strategies to manage client relationships to increase product sales and handling various business aspects of Bank like Assets, Liabilities, Investment, and Insurance, etc., by achieving targets for Deposit and Revenue growth.• Analyze portfolio of client and give recommendation to clients based on market and proper asset allocation.• Interfacing with High Net Worth clients for understanding their requirements and suggesting the most viable solution for customer retention & securing repeat business. Show less

  • Branch Development Manager

    Feb 2024 - Jan 2025

  • Branch Development Manager

    May 2023 - Feb 2024

  • Relationship Officer-II

    Mar 2022 - Apr 2023

  • Relationship Officer II

    Oct 2019 - Mar 2022
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  Citi india

  Jul 2021 - Jul 2021

  Intern

  ❖ The Institutional Banking Virtual Internship Program was designed to give students experience performing tasks as they would as full- time Analysts at Citi. ❖ Investment Banking• Prepared a company and industry overview page and considered M&A rationale• Did Comparison analysis• Performed Discounted cash flow model valuation❖ Markets• Did research and analysis on assets like stocks, bonds, commodities, and currencies.• Worked extensively in research and analysis of the market scenario and situations and the various applications of Investment Banking on the markets that were present at that time. Show less

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  Hdfc bank

  Jan 2025 - now

  Manager -business banking group- working capital