Suman karmakar

Suman karmakar

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location of Suman karmakarDhaka, Bangladesh
Followers of Suman karmakar274 followers
  • Timeline

  • About me

    Joint Deputy Director (program)

  • Education

    • Institute of microfinance (inm)

      2015 - 2016
      Pgd in microfinance microfinance

      Successfully paased with full distinction in all subjects

    • Dhaka commerce college

      2002 - 2004
      Higher secondary school certificate business/commerce, general 4.50 out of 5.00

      HSC

    • East west university

      2005 - 2009
      Bachelor's degree accounting 3.40 out of 4.00

      Activities and Societies: Photography BBA in Accounting and Marketing

    • Jönköping university

      2011 - 2013
      Master of business administration (m.b.a.) strategic entrepreneurship good pass with several distinction

      Activities and Societies: Photography, Entrepreneurship challenge MBA in Innovation and Business creation

  • Experience

    • Pionmark scandinavia ab

      Feb 2013 - Jan 2014
      Executive: admin and marketing

      formulation of marketing strategy, implementation of different marketing plan, meeting customers demand, application of different CRM practices along with different administrative works.

    • Asa

      May 2015 - Jul 2017
      Assistant director of operations

      Coordinate, monitor and support program directors to achieve their aims & objectives, sustainability of Organization with its long term strategies, Formulate and Develop new and existing MF policies to empower landless people thus to alleviate poverty and magnify economic development through the landless people.

    • Asa bangladesh

      May 2015 - now

      •Prepare a contingency plan to prevent and cope with risk associated with disbursed loan and other related operational risks to ensure good quality of loan portfolios. •Develop and implement an effective and efficient credit approval process that properly addresses client character, capacity, and collateral following the mission and vision of the organization. •Analyze current policies in order to propose necessary changes for the mitigation of associated future risk.•Manage overdue and written off loans by undertaking daily to monthly analysis and reporting issues/exceptions/severity to the responsible body along with EVP (Operation). •Work with risk management to identify current and potential credit risks and develop suitable mitigation/prevention strategies. •Work with operations and marketing team to analyze competitive environment at the branch level and recommend alternative competitive strategies.• Formulation of monthly loan recovery work plan and Conduct regularly scheduled field visits as well as surprise visits to ensure credit policies and procedures are properly implemented and followed by field staff.• Ensuring proper staff management (HR) along with the formulation of contingency plan for any type of emergency.•Analyze delinquent accounts and prepare report on highest risk accounts including recommendations. •Strengthen the capacity of branch staff through continuous on-the-job and off-the-job training, assessment, coaching, etc. •Provide leadership and exemplify day-to-day behaviors and attitudes that encourage staff to follow organizations Vision, Mission and core values Core Values. •Work with staff to help set personal and professional targets and work towards continuously improving the status quo to achieve those targets. •Work closely with department heads, Divisional /zonal managers, district managers, regional managers and concerned committees to ensure effective communication on loan policies, processes and procedures. Show less •Preparing contingency plan to prevent and cope with risk associated with disbursed loan and other related operational risks to ensure good quality of loan portfolios. •Develop and implement an effective and efficient credit approval process that properly addresses client character, capacity, and collateral following the mission and vision of the organization. •Analyze current policies in order to propose necessary changes for the mitigation of associated future risk.•Manage overdue and written off loans by undertaking daily to monthly analysis and reporting issues/exceptions/severity to the responsible body along with EVP (Operation). Show less

      • Joint Deputy Director (Program)

        May 2015 - now
      • Assistant Director (Program/Operation)

        May 2015 - Dec 2021
  • Licenses & Certifications

    • Pgd in microfinance

      Institute of microfinance
  • Volunteer Experience

    • Assistant Director of Program

      Issued by ASA,Bangladesh on May 2015
      ASA,BangladeshAssociated with Suman karmakar