
Timeline
About me
Joint Deputy Director (program)
Education

Institute of microfinance (inm)
2015 - 2016Pgd in microfinance microfinanceSuccessfully paased with full distinction in all subjects

Dhaka commerce college
2002 - 2004Higher secondary school certificate business/commerce, general 4.50 out of 5.00HSC

East west university
2005 - 2009Bachelor's degree accounting 3.40 out of 4.00Activities and Societies: Photography BBA in Accounting and Marketing

Jönköping university
2011 - 2013Master of business administration (m.b.a.) strategic entrepreneurship good pass with several distinctionActivities and Societies: Photography, Entrepreneurship challenge MBA in Innovation and Business creation
Experience

Pionmark scandinavia ab
Feb 2013 - Jan 2014Executive: admin and marketingformulation of marketing strategy, implementation of different marketing plan, meeting customers demand, application of different CRM practices along with different administrative works.

Asa
May 2015 - Jul 2017Assistant director of operationsCoordinate, monitor and support program directors to achieve their aims & objectives, sustainability of Organization with its long term strategies, Formulate and Develop new and existing MF policies to empower landless people thus to alleviate poverty and magnify economic development through the landless people.

Asa bangladesh
May 2015 - now•Prepare a contingency plan to prevent and cope with risk associated with disbursed loan and other related operational risks to ensure good quality of loan portfolios. •Develop and implement an effective and efficient credit approval process that properly addresses client character, capacity, and collateral following the mission and vision of the organization. •Analyze current policies in order to propose necessary changes for the mitigation of associated future risk.•Manage overdue and written off loans by undertaking daily to monthly analysis and reporting issues/exceptions/severity to the responsible body along with EVP (Operation). •Work with risk management to identify current and potential credit risks and develop suitable mitigation/prevention strategies. •Work with operations and marketing team to analyze competitive environment at the branch level and recommend alternative competitive strategies.• Formulation of monthly loan recovery work plan and Conduct regularly scheduled field visits as well as surprise visits to ensure credit policies and procedures are properly implemented and followed by field staff.• Ensuring proper staff management (HR) along with the formulation of contingency plan for any type of emergency.•Analyze delinquent accounts and prepare report on highest risk accounts including recommendations. •Strengthen the capacity of branch staff through continuous on-the-job and off-the-job training, assessment, coaching, etc. •Provide leadership and exemplify day-to-day behaviors and attitudes that encourage staff to follow organizations Vision, Mission and core values Core Values. •Work with staff to help set personal and professional targets and work towards continuously improving the status quo to achieve those targets. •Work closely with department heads, Divisional /zonal managers, district managers, regional managers and concerned committees to ensure effective communication on loan policies, processes and procedures. Show less •Preparing contingency plan to prevent and cope with risk associated with disbursed loan and other related operational risks to ensure good quality of loan portfolios. •Develop and implement an effective and efficient credit approval process that properly addresses client character, capacity, and collateral following the mission and vision of the organization. •Analyze current policies in order to propose necessary changes for the mitigation of associated future risk.•Manage overdue and written off loans by undertaking daily to monthly analysis and reporting issues/exceptions/severity to the responsible body along with EVP (Operation). Show less
Joint Deputy Director (Program)
May 2015 - nowAssistant Director (Program/Operation)
May 2015 - Dec 2021
Licenses & Certifications

Pgd in microfinance
Institute of microfinance
Volunteer Experience
Assistant Director of Program
Issued by ASA,Bangladesh on May 2015
Associated with Suman karmakar
Languages
- enEnglish
- beBengali
- hiHindi
- swSwedish
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