Sampath Kumar Kosuru

Experience

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  Syndicate Bank

  Jun 2005 - May 2006

  Assistant Manager-Rural development

  Enhanced credit approval and collection processes & improved operational efficienciesObtained and interpreted financial statements to assist in credit limit reviews and analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.

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  HDFC Bank

  Jun 2006 - Dec 2010

  Deputy Manager-Correspondent banking and Rural Initiative Group

  Coordinated with Co-operative Banks to understand their needs, evaluate current product use and cross-sell new productsManaged and developed effective client relationships with existing and new Cooperative Bank clients; identified solutions to meet a wide range of client needs and promoted products and servicesManaged the credit risk associated with assigned clients; maintained accurate client information; took ownership of client service requests and enquiries.Handled innovative products and initiatives harnessing financial inclusion and rural market penetration. Show less

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  IDBI Bank

  Jan 2011 - Mar 2022

  Evaluating data and designing customized interactive dashboards and advanced meaningful visualizations using SAS VIYA, SQL, Python, SAS VDMML, Tableau and Teradata.Created data analysis tools to allow teams and business users to query acquired information for unique detailsLed R&D on latest BI, Data & Analytics technologies & methodologies, thereby improving speed, agility & time to market in developing end-user solutions.Successfully executed projects like 360-Degree customer view- (a key to long-standing customer relationships) & Next likely purchase Prediction (helped bank to recognize each customer & identify his needs) and various other projects like Early Warning Signals to Predict Defaulters, Loan Cross Sell, Propensity Model, Segmentation, Customer Journey Analytics-Life Time Value & Portfolio Quality Index. Expertise in Banking operations and drove revenue growth with focus on top-line & bottom-line performance.Successfully applied advanced analytical methods to assess factors impacting growth and profitability across product and service offerings Show less Assumed Responsibilities as Regional Coordinator, Branch Head, Operations Manager and Relationship Manager handling various domains in Retail Banking.Provided comprehensive analysis and recommend solutions to complex business problems and issues using data from internal and external sources and applied advanced analytical methods to assess factors impacting growth and profitability across product and service offerings.Assessed credit risk and analyzed financial statements. Analyzed customer data such as financial statements to determine level of risk involved for extending credit.Increased daily sales by upselling banking products and financial services to customers. Show less

  • AGM -DATA ANALYTICS

    Aug 2018 - Mar 2022

  • Assistant General Manager- Retail Banking

    Jan 2011 - Jul 2018
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  RBL Bank

  Apr 2022 - Jan 2023

  Vice President