Jamal Hassan

Experience

• 

  Soneri Bank Limited

  Feb 2007 - Feb 2008

  Credit Officer

  • Assessment of borrowing needs and structuring of funded and non-funded facilities• Preparation, analysis, and execution of credit proposals for approval• Completion of pre-disbursement and post-disbursement formalities• Disbursement, sight and off-sight monitoring, adjustment and renewal of RF, FIM, FTR, term finance, housing finance, auto finance, and recovery of mark-up• Issuance and redemption of custom, shipping, utility, bid bond, and performance guarantees as per local laws and URDG• Verification of customers’ business and stock through regular visits• Periodical reporting to SBP and head office Show less

• 

  Bank AL Habib Limited

  Jan 2008 - May 2014

  Trade Finance Officer

  Import:• Initial analysis, processing, opening, and payment of sight, usance, deferred, and services LC under UCP • Supervised import transactions based on contact, advance payment, and IFDBC in light of the SBP foreign exchange manual.• Issuance and redemption of shipping guarantees• Correspondence with SBP for the approval of opening and payment of services LC• Managing exchange rate negotiations and staying up to date on information about the foreign exchange market• Periodical reporting of trade and foreign exchange returns to SBP and head officeExport:• Examination of shipping documents in compliance with ISBP• Collection and realization of FDBC and LDBC under URC• Negotiation of FDBC and LDBC by purchasing and discounting against LC and contract• Authorization and monitoring of export advance payment and ensure its utilization according to the SBP F.E. manual Show less

• 

  Al Baraka Bank Pakistan Ltd.

  May 2014 - Nov 2014

  Relationship Manager

  • Analysis of credit requirement and provide its appropriate solution• Preparation, structuring, and processing of credit proposals• Risk review of credit portfolio and giving appropriate score according to internal policies of the bank• Focused on quality assets management, prime targets include generating high trade and cash management business• Resolution of issues related to amendment, enhancement, and extension of credit and trade lines

• 

  MCB Bank Limited

  Dec 2014 - Jun 2015

  In-charge Foreign Trade

  • Managed local and foreign trade portfolio of the main branch and its associated branches• Supervised subordinates for smooth execution of the trade and foreign remittance transactions• Managed exchange rate negotiations and stayed up to date on information about the foreign exchange market• Coordination with clearing, forwarding agents, and shipping companies for shipment and documentation-related issues• Monitoring and reporting of import, export, and foreign remittance business to RH and GM• Adjustment and reporting of export overdue cases to SBP Show less

• 

  International Steels Limited

  Jul 2015 - Aug 2022

  Led the Corporate Treasury function of the company • Managed exposure of approximately PKR 35 billion including funded (long/short term) and PKR 52 billion non-funded facilities availed from 17 commercial banks• Maintained strong relationships with financial institutions• Implemented the latest technologies, products, and services offered by banks and fin-techs to improve the cash cycle & and simplify operations• Negotiated markup rates for working capital facilities, exchange rates, booking forward cover, and hedging• Financial planning, cash flow forecast, cash management, and short-term placements• Managed and controlled financial risks, liquidity position, and funding requirements• Supervised trade team with a trade portfolio of around PKR 80 billion • Coordination with global suppliers for bulk buying of raw materials and structure global and local trade, guarantees, and supply chain finance transactions under international rules and central bank’s regulations• Process automation, digitization, formulate policies, and procedures, conduct internal control gap analysis, and eventually ensure its implementation• Monitored and controlled financial reporting, including review and verification of actual, forecast, and budget of treasury and trade portfolios to CFO, CEO, and Board Treasury Committee Show less

  • Manager & Head of Treasury

    Jan 2020 - Aug 2022

  • Manager Treasury

    Jul 2019 - Dec 2019

  • Acting Head of Treasury

    Feb 2019 - Jun 2019

  • Deputy Manager Treasury

    Jul 2018 - Feb 2019

  • Assistant Manager Treasury

    Jul 2015 - Jun 2018
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  Taj Gasoline

  Sept 2022 - now

  Treasurer

  • To lead the Corporate Treasury function of group companies• Liquidity management and efficient utilization of idle funds within the group companies• Evaluation, enhancement, and strengthening of strong relationships with financial institutions• To negotiate and enhance funded and non-funded lines to meet business requirements for operations and expansion• To oversee cash management and trade finance portfolio of group companies• Automation and digitization of the processes, formulation of policies, procedures, and framework for Group Treasury• Financial risk management and identification of control gaps, design strategies to cover these gaps• Planning, budgeting, financial reporting, and accounting of treasury portfolio as per the disclosure requirements Show less