Russell B.

Experience

• 

  RBS

  Jun 1995 - Mar 2006

  Credit Risk Manager

  Line Manager to 6 reportees - Assist in defining career objectives and highlighting development actions required - Workflow management - Undertaking counselling for poor performance- Detailed credit analysis and sanctioning: underwriting authority to £5,000,000- Voting member on Internal Credit Committee- Project Leader on core database development

• 

  WorldPay

  Mar 2006 - Jul 2010

  Portfolio Manager

  - Responsible for monthly key performance indicator analysis and MI production with commentary to brief Executive level forums - Development and project management of enhanced credit measurement metrics- Managed redevelopment of MI system including redesign of portfolio reporting at Executive level- Managed the design and implementation of new application scoring platform for WorldPay - Development of business level credit policies to ensure compliance with Group / Divisional level policies Show less

• 

  Royal Bank of Scotland

  Jul 2010 - Apr 2018

  Development, maintainance and ongoing management of the credit processes used across wholesale credit functions.Independent risk and control assessment.Credit Risk oversight and subject matter expertise of divested RBSG businesses Responsibilities included: - development and management of credit processes for the division- supporting the divisional credit change agenda- oversight responsibilities of divested businesses

  • Head of Wholesale Credit Process

    Jul 2012 - Apr 2018

  • Manager, Credit Framework

    Jul 2010 - Jul 2012
• 

  Valitor

  Apr 2018 - May 2023

  Developed and maintained Valitor’s customer boarding process, systems and controls, ensuring a cohesive suite of tools was in place to manage AML, credit and card association risk

  • Head of Merchant Risk

    Mar 2019 - May 2023

  • Head of Merchant Boarding

    Apr 2018 - Mar 2019
• 

  Rapyd

  Jul 2022 - now

  Director of Risk