
Mirela Budojević Čulo
Multiple expert, managerial and leadership roles | Zagreb, Croatia

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About me
EU Funds | Finance | Strategy | Partnerships | Sustainability
Education

University of Zagreb, Faculty of Economics
1990 - 1995Master's degree Foreign TradeActivities and Societies: AIESEC
Experience

Zagrebačka banka
Jan 1997 - Jan 2025Multiple expert, managerial and leadership roles | Zagreb, CroatiaOver two decades at Zagrebačka banka, I have led and contributed to a wide range of initiatives across corporate, retail, and EU-focused banking. My journey covered strategic roles in financing product development, project and structured finance, retail and corporate lending, and in blended finance solutions.Some highlights include:- Designing and launching EU-funded and IFI-backed guarantee schemes (InvestEU, EGF, EIB RSF)- Leading teams in the structuring of financing for energy, infrastructure, M&A and general corporate needs- Spearheading the internal capacity building for EU funds across departments- Driving retail lending product innovation- Co-ordinated the operational execution of CHF-to-EUR loan conversion in 2015, covering over 11,000 clients – a sensitive, large-scale regulatory initiative- Directed the card and payment services cluster, streamlining operations and improving accessibility across the national retail networkThroughout, I’ve worked closely with international financial institutions, public bodies and private clients to turn funding opportunities into real, measurable results. My focus has always been simple: clarity, execution, and long-term impact. Show less
Licenses & Certifications

Green Building Professional
Croatia Green Building CouncilJan 2014
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