Experience

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  Sbi life insurance co. ltd.

  Jul 2008 - Sept 2013

  Regional auditor

  ● Conducted Branch Audit for analysing and rating the branch efficiency in all aspects based on its functionality (regulatory, underwriting, individual new business processing, group new business processing, policy servicing, sales, IA recruitment process and so on).● Steered and performed regional process audits in each and every department at the regional office (Finance & Accounts, Human Resources, Distribution Channels, and Insurance Operations, Policy Servicing as well as Claims Processing) that were audited individually as per the SOP (Standard Operating Procedure).● Analysed and reported the management on all the audits related to financial implications & process flow; investigated work according to management requirement. Show less

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  Jana small finance bank

  Oct 2013 - May 2019

  Associate vice president

  ● Monitoring adherence to the internal policies and processes of the company; visiting Branch Offices of the company for conducting inspection / audit● Conducting audit for the disbursed loan files and reporting non-compliance for the same; verifying vendor management at Branch Offices● Ensuring to report whether resources, personnel, property, funds and so on are being utilised in an economic & efficient manner● Confirming to complete special inspection assignment from time to time● Engaged in executing audit plan as per agreed timelines, draft audit reports and discussing and finalizing reports with the Auditee● Identifying critical areas for continuous monitoring; developing necessary exception reports● Achieving accuracy and adhering to SLAs; conducting analysis and engaged in the submission of reports Show less

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  Idfc first bank

  Jun 2019 - Dec 2020

  Chief manager

  • Conducting internal audits to assess the adequacy, effectiveness and efficiency of the established internal controls and procedures for Joint liability loan, Housing loan, two wheeler and Enterprise loans.• Identifying key areas of risk within the business and propose appropriate controls to mitigate the risks• Discussing audit findings and recommendations with line managers and report significant issues to senior management• Preparing audit reports in line with the approved audit plan• Ensuring the timely implementation of management actions recommended in the audit reports Show less

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  L&t finance

  Dec 2020 - now

  Zonal risk manager

  Zonal Manager - Risk containment unit. Takes care of both verification and Investigation.* Handling both North Tamilnadu and Karnataka, Maharashtra and Gujarat regions* Responsible for Risk identification and building strong deterrence against frauds.* Involved on planning and implementation of various risk related assignments related to disbursement and collection audits.• Identifying key areas of risk within the business and propose appropriate controls to mitigate risk.• Ensuring timely implementation of management actions recommended in the investigation reports Show less