Mark Ghattas , Mba In Progress

Experience

• 

  National Bank of Egypt (NBE)

  Mar 2017 - Feb 2019

  -cbe reporting -Provisions -LGD -Ensure data integrity-reporting to the board of directors -Monitoring and controlling data flow and system procedures -Portfolio management-Products analyst-System technical support (flex-cube)-Business process optimization for credit department ( Smes and large corporate) Contracts and collaterals Smes credit follow up department

  • Mis analyst

    Feb 2018 - Feb 2019

  • Business Banker

    Mar 2017 - Feb 2018
• 

  CIB Egypt

  Feb 2019 - Jul 2024

  Responsible for: 1- PD modeling( probability of default) for credit consumer portfolio ( personal loans , credit cards , mortgage , business banking customers ) 2- LGD ( loss given default ) testing and implementing3- Ccf ( credit conversion factor ) for revolving products .4- EAD ( exposure at default ) testing 5- Cross default and Cross staging and cooling period implementation 6- Credit cards portfolio analytics. 7- Risk adjusted return implementation to the cards portfolio analytics 8- Daily , Weekly , Monthly tracking reporting 9- Performance analysis ( vintage analysis , was-is analysis) 10- Tracking the attritions for personal loans and credit cards portfolio 11- Gcls and Ncls against recoveries tracking 12- Ecl tracking and justifying for movements (charge / release ) 13- Risk appetite tracking ( variance ) Tools :Sas base Sas enterprise guide Advanced excel Ppt Show less

  • Senior strategic analytics ( Risk Management )

    Aug 2021 - Jul 2024

  • Senior Data Analyst-Risk management

    Feb 2019 - Aug 2021
• 

  Emirates NBD

  Aug 2023 - now

  Assistant Manager credit analytics