Experience

• 

  Rbs international

  Feb 1998 - now

  I lead a team of 70 motivated individuals operating across four jurisdictions (Jersey, Guernsey, Isle of Man & Gibraltar) that are focused on providing top quality end to end service for the banks International, Retail, Corporate and Business customers. Whilst delivering excellent service to our valued customers base on a day to day basis and keeping the bank safe and secure, my main aim will be to drive the banks digital innovation across the team and empower and support my team as they progress through their careers. Show less I am very fortunate to have best job in the Bank. As a leader in the Local Banking team my main role is to support the Banks top 25 customers which are located in my home jurisdiction Jersey. My portfolio is diverse, dealing with large corporates and real estate clients. 23 years into my banking career and I am still learning everyday. They called 2008 a crisis, 2020 will have a more wide reaching impact on future generations and how we operate. I am proud in the way that RBSI / NatWest International has supported our clients through this pandemic. If you are not receiving the service you deserve please speak to one of our team. Show less Primary responsibilities in this role were to manage a diverse portfolio of Real Estate clients that were banked by RBSI across the core jurisdictions we operate in. The client base ranged from Private Equity Real Estate clients through to entrepreneurs that I supported through the provision of bespoke funding structures.The portfolio I managed had a good mix of property development and investment structures with the asset base covering a wide spectrum of shopping centres, offices, student accommodation through to residential units that were funded via c£700m of bank funding. The main duties in this role were deal execution, credit stewardship and on going monitoring of the facilities in line with agreed banking covenants. The skills I developed during this role are:Credit StewardshipLegal and facility execution - LMA and bank standardRelationship and negotiation skillsRelationships with professionals - law firms, valuers and monitoring surveyorsReal Estate financing and structuring Show less Across RBSI’s diverse client base I acted as a credit analyst and sanctioner in support of the banks front line Corporate and Markets teams. The transactions I supported or approved ranged from significant Investor Backed Leverage Financing structures through to Real Estate and Corporate debt structures. The period I spent in RBSI’s credit function was very beneficial for my development and confidence when dealing with liabilities side of the RBSI balance sheet. The key skills I developed are as follows:Negotiation skills and influencingUnderstanding of Funds banking and Corporate & CommercialCredit structuringCovenant setting and financial tracking Show less

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