Sumeet Timilsina

Experience

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  Nepal Investment Bank Limited

  Jul 2005 - Sept 2005

  Intern

  Engaged in the internship program offered to students by the company gain and develop valuable working knowledge pertaining to a variety of departments including, customer service, credit processes, cash operations and trade finance.Key Achievements• Successfully completed internship and through demonstration of sound work practices went on to full-time employment for Nepal Investment Bank.

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  Nepal Investment Bank Limited

  Mar 2010 - Jul 2013

  Credit Relationship Manager

  Appointed to this role for one of the largest private/commercial banks in Nepal, established in 1986 and named Nepal Indosuez Bank Ltd as a joint venture between Nepalese partners and Credit Agricole Indosuez. Renamed in 2002 after being acquired by Nepalese professionals; duties encompassed management and augmentation of existing commercial portfolio, forging new business relationships, preparation of credit/financial management, calculating financial rations through the spreading and analysis of financial statements, credit applications, security structures and collateral screening, existing load portfolio account plans, client relationships, complete control covering financial analysis of statements of accounts, documentation, and periodical client visit call reports.Key Achievements• Created system improvement within the accuracy of budget forecasts, within monthly financial reports (P&L, Balance Sheet etc.) particularly for own branch.• Established sound working relationships with clients; increased the total loan portfolio by at least 40% during employment duration.• Effectively managed a total portfolio of almost $150 M Nepalese Rupees for SME and Corporate clients. Show less

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  Dicksmith Electronics

  Nov 2013 - May 2016

  Sales Assistant

  Working within retail sales, role consists of highly professional customer service/care. Performs a broad variety of duties including the handling of cash/card transactions, stock control/management, merchandise display management, elevating/solving discrepancies, problem solving, working with brands, mindful of store security, shoplifters and fraudulent credit cards, arrangement of displays and being aware of current special promotions.Key Achievements• Successfully managed to exceed given sales target by 80 to 100% throughout the duration of the role and met all KPI’s 90% of the time. Show less

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  National Australia Bank

  May 2016 - Jan 2021

  Working within the B & PB team at NAB, responsible for:- Understanding key requirement's of credit to ensure lending applications are completed in line with Bank's policy.- Writing credit memos regarding home and business lending applications for the customers.- Financial analysis for complex credit structures, including trust, company and other self employed customers.-Using superior relationship and coaching skills to achieve business goals through the leadership of people and other key stakeholders including the development of quality internal networks with bankers and other stakeholders.- Ensuring that the bank risk is minimised and mitigated by adhering to bank's risk framework.- Completing all risk and compliance modules. Show less

  • Analyst, Business Credit

    Nov 2017 - Jan 2021

  • Quality Analyst

    Apr 2017 - Oct 2017

  • Officer, Credit Assessment

    May 2016 - Mar 2017