Herman Sidhu

Experience

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  V4U Logistics Inc.

  May 2015 - Dec 2017

  Business Development Representative

  • Maintained and developed strong business relationships with a customer's key personnel involved in or directly relevant to a logistics activity• Provided ongoing analysis in areas such as transportation costs, parts acquisition, back orders, or delivery processes• Executed logistics support activities such as maintenance planning, repair analysis and test equipment recommendations • Preparing and leading informational meetings for staff in order to explain sales trends and new marketing strategies• Evaluated sales goals and assessed passed sales data to determine productivity • Sharing suggestions, ideas, and concerns with the appropriate Managers• Writing and submitting periodical reports based on sales and procurements• Working as part of a team within an organization in charge of importing/exporting products and goods in and out of a country. Show less

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  TD

  Jun 2018 - Jul 2019

  Banking Associate

  Awards and Achievements: • Top Customer Experience Associate Brampton District Fiscal Quarters 1 & 2• Top in Sales Units (Q1 & Q2)• Top in Customer Satisfaction (Q2)• Process deposits, withdrawals and other banking transactions for a high volume of customers• Build sustainable relationships of trust through open and interactive communication• Identify and assess customers’ needs to achieve satisfaction• Generate sales leads• Maintain financial accounts by processing customer adjustments• Discuss the financial requirements of, and providing financial advice to clients• Open and maintain customer accounts by recording account information• Resolve problems by clarifying the customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution• Maintain customer confidence and protect bank operations by keeping information confidential.• Recommend potential products or services to management by collecting customer information and analyzing customer needs• Sell or redeem savings bonds and other financial instruments• Manage large amounts of incoming calls• Meet personal/team sales targets and call handling quotas• Reconcile cash drawer by proving cash transactions; counting and packaging currency and coins; reconciling loan coupons and other transactions; turning in excess cash and mutilated currency to head teller; maintaining supply of cash and currency. Show less

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  Mankind Insurance & Financial Services Inc.

  Jul 2019 - Jan 2021

  • Develop positive working relationships with clients• Deliver policy proceeds after a claim is filed and approved• Communicate with Insurance Adjusters about the life cycle of each claim• Explain the differences in policy specifics so clients can make informed decisions about their purchases• Assist with obtaining underwriting approval• Respond to clients’ questions and complaints• Follow up with clients after initial meetings or conversations• Talking to clients to determine their expenses, income, insurance coverage, financial objectives, tax status, risk tolerance, or other information needed to develop a financial plan.• Advising strategies for clients in insurance coverage, investment planning, cash management and other areas to help them reach financial objectives.• Reviewing client accounts and plans on a regular basis to understand if life or economic changes, situational concerns, or financial performance necessitate changes in their plan.• Analyzing financial data received from clients to develop strategies for meeting clients' financial goals.• Preparing or interpreting financial document summaries, investment performance reports and income projections for clients.• Managing and updating client portfolios.• Contacting clients regularly to discover changes in their financial status• Work with various lenders to find the best deal for a homebuyer.• Act as an intermediary between a lender and a borrower who needs a mortgage loan.• Evaluate pay stubs, credit history, tax information and bank statements for financial status.• Work to ensure compliance with banking and or finance laws in the jurisdiction of the consumer.• Sell loans in the name of other organizations and businesses.• Verify the income of the borrower as well as gather their credit information.• Follow through with lender and client during approval process.• Define repayment terms to consumer and educate them on default consequences Show less • Develop positive working relationships with clients• Deliver policy proceeds after a claim is filed and approved• Communicate with Insurance Adjusters about the life cycle of each claim• Explain the differences in policy specifics so clients can make informed decisions about their purchases• Assist with obtaining underwriting approval• Respond to clients’ questions and complaints• Follow up with clients after initial meetings or conversations• Talking to clients to determine their expenses, income, insurance coverage, financial objectives, tax status, risk tolerance, or other information needed to develop a financial plan.• Advising strategies for clients in insurance coverage, investment planning, cash management and other areas to help them reach financial objectives.• Reviewing client accounts and plans on a regular basis to understand if life or economic changes, situational concerns, or financial performance necessitate changes in their plan.• Analyzing financial data received from clients to develop strategies for meeting clients' financial goals.• Preparing or interpreting financial document summaries, investment performance reports and income projections for clients.• Managing and updating client portfolios.• Contacting clients regularly to discover changes in their financial status• Work with various lenders to find the best deal for a homebuyer.• Act as an intermediary between a lender and a borrower who needs a mortgage loan.• Evaluate pay stubs, credit history, tax information and bank statements for financial status.• Work to ensure compliance with banking and or finance laws in the jurisdiction of the consumer.• Sell loans in the name of other organizations and businesses.• Verify the income of the borrower as well as gather their credit information.• Follow through with lender and client during approval process.• Define repayment terms to consumer and educate them on default consequences Show less

  • Senior Financial Advisor

    Dec 2019 - Jan 2021

  • Financial Advisor

    Jul 2019 - Dec 2019
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  Biz Capital Consulting Inc.

  Jan 2021 - now

  Founder/President & CEO

  Biz Capital is an innovative and solutions-based company providing industry-leading equipment financing and leasing services to small and large-scale businesses all throughout Canada. Our team of dedicated professionals has a combined 45 years of experience and works tirelessly to create an unmatched customer experience and to ensure your business is equipped with the capital necessary to elevate your business to new heights.VisionTo be a customer-centric financing company assisting Canadian businesses and business owners in obtaining financing solutions to expand their business in an honest and cost-efficient manner.MissionTo employ a transparent approach to advising and educating/empowering Canadian business owners to make more informed decisions regarding their business credit/financing. Every business has its own unique story and aspiration and we aspire to be a part of your story and to grow and achieve financial success together. Show less