
Aleksandra Aranowska
Credit Analyst

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About me
Product Manager at Citi
Education

University of Warsaw
2007 - 2012Master’s Degree Accounting and Finance
Experience

FM Bank S.A.
Feb 2012 - Aug 2013Credit Analyst- analysis of the credibility and creditworthiness - making credit decisions and preparing recommendations- preparation of contracts and other documents required in the credit process- preparation of periodic reports

BIZ Bank
Sept 2013 - Jun 2015Manager of Analysis Department- managing a specialist team- making credit decisions, including within the Bank's Credit Committee- development of internal regulations of the department - instructions, manuals, procedures, product and process- cooperation in the implementation of mortgage products and process - implementation of improvement in the department - process automation, SLA, KPI- preparing analysis and periodic reports

Nest Bank
Jul 2015 - Feb 2017Product Manager- designing and managing credit products for enterprises- credit process analysis and evaluation- managing of products in terms of profitability, pricing structure, legal status, sales volumes and attrition- preparing and coordinating pricing and sales initiatives leading to the increase in sales- current overseeing sales results to deliver the right returns- business analysis preparation - products budgeting (sales and pricing estimations, product profitability and marketing costs)- preparing product documentation, business requirements, system specifications, manuals, product presentations, market analysis- tracking the actions of competitors and market trends- conducting product training for the sales network- cooperating with other units of the bank Show less

Citi
Mar 2017 - nowProduct Manager- designing and managing products for enterprises - credit, deposit, internet banking - coordination of entrusted projects- developing product strategies- current analysis of products in terms of profitability, price structure, legal status,sales volumes and attrition, trends in banking- product process management - optimization, rebuilding, digitization- support product acquisitions to develop a portfolio of clients, including sales actions, marketing collaboration
Licenses & Certifications

EBC*L European Business Competence* Licence.
Languages
- poPolish
- enEnglish
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