Aleksandra Aranowska

Aleksandra Aranowska

Credit Analyst

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location of Aleksandra AranowskaWarsaw, Mazowieckie, Poland

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  • Timeline

  • About me

    Product Manager at Citi

  • Education

    • University of Warsaw

      2007 - 2012
      Master’s Degree Accounting and Finance
  • Experience

    • FM Bank S.A.

      Feb 2012 - Aug 2013
      Credit Analyst

      - analysis of the credibility and creditworthiness - making credit decisions and preparing recommendations- preparation of contracts and other documents required in the credit process- preparation of periodic reports

    • BIZ Bank

      Sept 2013 - Jun 2015
      Manager of Analysis Department

      - managing a specialist team- making credit decisions, including within the Bank's Credit Committee- development of internal regulations of the department - instructions, manuals, procedures, product and process- cooperation in the implementation of mortgage products and process - implementation of improvement in the department - process automation, SLA, KPI- preparing analysis and periodic reports

    • Nest Bank

      Jul 2015 - Feb 2017
      Product Manager

      - designing and managing credit products for enterprises- credit process analysis and evaluation- managing of products in terms of profitability, pricing structure, legal status, sales volumes and attrition- preparing and coordinating pricing and sales initiatives leading to the increase in sales- current overseeing sales results to deliver the right returns- business analysis preparation - products budgeting (sales and pricing estimations, product profitability and marketing costs)- preparing product documentation, business requirements, system specifications, manuals, product presentations, market analysis- tracking the actions of competitors and market trends- conducting product training for the sales network- cooperating with other units of the bank Show less

    • Citi

      Mar 2017 - now
      Product Manager

      - designing and managing products for enterprises - credit, deposit, internet banking - coordination of entrusted projects- developing product strategies- current analysis of products in terms of profitability, price structure, legal status,sales volumes and attrition, trends in banking- product process management - optimization, rebuilding, digitization- support product acquisitions to develop a portfolio of clients, including sales actions, marketing collaboration

  • Licenses & Certifications

    • EBC*L European Business Competence* Licence.