Charis T.

Experience

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  Fieldstone Mortgage Company

  Jun 2003 - Apr 2007

  Lead Auditor

  Duties to include but not limited review and audit of special audit files. Acted as company liaison for FBI consultations related to the litigation of fraud audit findings. IT Database tester for new Loan Origination system. Conducted audit investigations of fraud, misrepresentation, and compliance violations. Risk assessment monthly with reporting and recommendations to Senior Management. Drafting of responses to State, legal, customer and interoffice complaints. Coordination of procedures for complaints and special audits, as well as developing of case databases to provide adequate tracking by senior management. Compliance training for company branches as well as completion of state licensing exams. Preparation and assistance to General Counsel with regard to litigation. Onsite branch audits, special branch and broker audits. Coordination of examination schedule as well training and supervision of three other auditors. Case law research to assist with the resolution of lawsuits and complaints. Monthly closed loan audit reviews and other special compliance tasks as assigned. Show less

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  Wells Fargo Bank

  Jun 2007 - Jun 2008

  Senior Securities Analyst

  Duties to include but not limited to reconciliation of mortgage backed securities. Process loan accounting level losses for remittance to the bond as well as resolve bond distribution issues. Resolve operational issues, ensure compliance with all contractual obligations, and ensure compliance with all internal operational guidelines and procedures. Participate in the monthly loan accounting process with functions to include: Review, analyze and monitor the performance of each Servicer to determine compliance with the terms and conditions of the applicable servicing agreements/guides. Review of legal documents for accuracy and ensure compliance with security documents and servicing guides as it applies to loans within the series Master Serviced by Wells Fargo Corporate Trust Services. Ensure receipt of all monthly delinquency reporting and input of information into DDA for each Servicer, as applicable. Monitor the status of delinquent loans, ensuring the timely initiation of foreclosure and/or completion of loss mitigation arrangements. Monitor the status of foreclosure, bankruptcy and/or other legal activities associated with delinquent loans, to include ensuring timely completion/resolution. Update DDA application daily as information is received, reviewed and changed. Analyze and approve/deny Servicers requests for foreclosure approvals, loss mitigation alternatives, partial releases, and condemnations, use of hazard insurance proceeds and cancellation of mortgage insurance, as applicable. Training of other analysts. Show less

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  State of Maryland

  Jun 2008 - Dec 2021

  Director of Mortgage Servicing Supervision

  Duties include but are not limited supervision of examination team of non-depository entities for compliance with laws and regulations that govern their operations. Implementation of policy and procedures for Maryland's Compliance Mortgage Servicing Examinations as well as departmental training for the execution of such examinations. Acting as Examiner in charge for all servicing examinations and the execution of all correspondences in regard to Mortgage Servicing Examinations. The execution of extensive servicing examination findings as well as corrective actions to be utilized in citing violations of laws and regulations. Resolutions of consumer complaints as they may apply to an examination. Coordination and Examiner in Charge of multi-state examinations and correspondences. Supervision and training of seven examiners as well as the drafting of employee performance evaluations inconjunction with dealing with all human resource issues and resolutions that may arise. Oversee the work of the examiners supervised as well as review and approval of all examinations. Assistance in the drafting of responses to examination findings and correspondences with individual licensees in regard to examination issues and resolutions. Negotiations of settlements in regard to examination findings. Other duties as assigned. Show less

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  USHA

  Jun 2019 - Dec 2021

  Licensed Health Insurance Agent
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  Us Healthcare Advisors(USHA)

  Jun 2019 - Dec 2021

  Licensed Health Insurance Agent
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  Self-employed

  Jun 2019 - Dec 2021

  • License Health InsuraAGent at USHA

    Jun 2019 - Dec 2021

  • Licensed Health Insurance Agent

    Jun 2019 - Dec 2021
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  US Health Advisors

  Jul 2019 - Dec 2021

  Licensed Health Insurance Agent
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  American Income Life Insurance Company

  Oct 2019 - Dec 2021

  Licensed Insurance Agent
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  Alight Solutions

  Sept 2021 - now

  Retiree customer service rep 1
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  Alight

  Jul 2022 - now

  Benefit Advisor at Alight Retiree Health Exchange