Brent Chapman

Experience

• 

  Singer Asset Finance Company

  Jan 1997 - Jan 1999

  Broker Relations

  Broker Relations  Provided direct access to the capital markets, offering brokers and their clients FDIC insured loans and or assignments collateralized by their full or partial structured settlement, state lottery payments and other securitized income streams. Closed and funded in excess of 35 transactions on a monthly basis with an average loan volume of $1,750,000

• 

  United Mortgage Lenders Inc

  Jan 1999 - Sept 2006

  Sr VP

   Developed, launched and maintained three regional retail branch offices in FL, TN and KY Grew and managed existing company from mortgage broker business with 5 employees in 1999 to retail mortgage banker with 100 employees in 2005 Responsible for monitoring and managing aggressive outbound calling quotas for loan originators Closed loan volumes are made up of both sub prime and conforming loan products averaging 50% purchases and 50% refinances  Maintained knowledge of all subprime and FNMA/FHLMC product guidelines Maintain FHA and state lending licenses in twenty two (22) states across the country Develop and implement company wide quality control guidelines for all aspects of the loan process Manage multiple warehouse lines of credit to quickly fund and ultimately sell loans Independently responsible for overseeing and maintaining business operations  Build and maintain exclusive relationships with internal and external departments and vendors Weniger anzeigen

• 

  First NLC

  Jan 2006 - Jan 2008

  Secondary Flow Loan Manager

   Banking professional with extensive experience in correspondent and wholesale mortgage lending Manage in excess of $50 million per month in retail rate locks and loan commitments as delivered from a national network of 400 loan originators Apply best execution pricing models amongst various lenders to maximize company profit  Create, maintain and deliver retail and wholesale division product rate sheets and guidelines  Develop and maintain mutually beneficial relationships with investors Assist with training operations personnel on the best execution of multiple AUS systems. Implemented new product development and workflow models to enhance Alt A, prime and subprime flow  Participate in evolving product planning sessions Weniger anzeigen

• 

  Client First Settlement Funding

  Feb 2008 - Jan 2009

  National Sales Executive

  Purchaser of structured settlement annuities which are paid out over time to clients resulting from a personal injury law suit. Client First will give the client present day value for either their full annuity, or just a portion of the remaining payments.

• 

  WCS Lending

  Apr 2009 - Jan 2014

  Post Closing Manager/Director

  •Manage the process of getting closed residential mortgage loans purchased by end investors and off the companies warehouse lines in a timely manner, average over $100,000,000.00 per month.•Responsible for staff of 30+ employees within the Post Closing Department, performing all functions of properly selling and insuring closed residential loans.•Report directly to CEO, CFO and EVP on weekly basis regarding the departments pipeline progress and possible salability issues.•Manage business relationships with national mortgage investors, vendors and warehouse banks.•Problem solver for loans deemed non saleable and required corrections or alternative sales options. •Review and submit FHA loans to HUD for insuring.•Review and submit VA loans to Government for Guaranteeing.•Review and submit USDA loans to Rural Development for Guaranteeing.•Manage shipments of Collateral and all loan repayments to 4 active warehouse banks.•Manage process of shipping recorded documents to end investors or all banked loans.•Shared responsibilities with Secondary Markets to insure maximum profitability was earned on all sold loans.•Delivered ULDD data files to FNMA for direct sale on behalf of our Investors.•Insured that all loan servicing data was delivered to WCS Lending's sub servicing partner and assisted getting current any delinquent borrowers. Weniger anzeigen

• 

  Consumer Direct Mortgage a Division of FirstBank

  Jan 2014 - Jan 2022

  Operations Manager Consumer Direct

  • Oversee mortgage operations for the consumer direct (online marketing) line of business for FirstBank• Duties consist of working with all department managers to insure that our process flow, from origination to closing, is seamless and insures a positive customer experience• Volume averaging over 900 units or $220,000,000 per month, and over $18 billion in total funded volume.• Work with FirstBank Secondary Market and Post Closing divisions to insure salability or all closed loans• Was internal recruited by FirstBank to assist their correspondent lending channel with the development of more efficient mortgage operations• Change agent in the rebranding process of ConsumerDirect Mortgage, a Division of FirstBank, to our current lending division name of Real Genius, announced on February 1, 2022. Weniger anzeigen

• 

  Real Genius

  Jan 2022 - now

  VP Business Operations

  • Assisted with the launch of a new, independent mortgage lending company licensed in 47 states.• Serving as NMLS Qualified Individual in 46 state licenses • Worked together with internal teams, such as Sales, Marketing, and Technology to enhance existing mortgage products and develop new offerings that meet client needs• Created and implemented workflows, policies and procedures to build structure, metrics, efficiencies and compliance • Interim CFO responsible for all accounts payable, accounts receivable and working with our 3rd party accounting team CWDL to compile company financial reporting Weniger anzeigen