Bhumesh Negi

Experience

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  SHRIRAM GENERAL INSURANCE CO. LTD.

  Feb 2021 - Mar 2022

  Relationship Manager
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  TATA AIG General Insurance Company Limited

  Aug 2022 - Feb 2023

  Channel Sales Manager
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  Aditya Birla Capital

  Feb 2023 - Apr 2024

  Management trainee (Credit/underwriting)

  unsecured business loanEvaluate the creditworthiness of businesses applying for unsecured business loan. Analyze financial data, Banking, Brearu reports, Conducting PD and other relevant information to make informed lending decisions.Ensuring accurate and timely credit decisions and conducting thorough risk assessments for new and existing clients to determine creditworthiness.Establishing and reviewing credit limits based on client risk,profiles and business needs. Meeting or exceeding established turnaround time for credit evaluations and approvals.Building and maintaining positive relationships with clients while managing credit risk.Ensuring completeness and accuracy of credit documentation in accordance with regulatory and internal standards.Collaborating with cross-functional teams, including sales and operations, to facilitate seamless credit processesIdentifying opportunities for process improvement. Show less

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  L&T Finance

  Apr 2024 - now

  Credit Manager