Carlene Lay

Carlene Lay

Business Development Manager

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  • Timeline

  • About me

    Sales Manager at Allianz

  • Education

    • CHIJ St. Nicholas Girls'​ School

      1997 - 2000
    • University College Dublin

      2012 - 2014
      Bachelor of Science (BSc) Banking and Wealth Management
    • Nanyang Polytechnic

      2001 - 2004
      Banking and Wealth Management
  • Experience

    • OCBC Bank

      Dec 2006 - Aug 2007
      Business Development Manager

      Enterprise Banking• Acquisition of new SME companies for business loans

    • ABN AMRO Bank N.V.

      Aug 2007 - Jun 2009
      Business Development Manager

      - Presentation of corporate funds and SME investments to Directors, CFOs, Finance- Cross sell of Zurich personal investments for Business owners and Directors- Networking in trade fairs - Opening of Corporate Current Accounts- KYC for NRI businesses

    • TNT Express

      Jun 2009 - Dec 2011
      Sales Executive

      • Indoor sales – coldcalling, setting of appointments for outdoor sales• Responsible for territory growth: signing of new accounts + growing existing market share• Liaising with customers for shipments and negotiation of rates

    • OCBC Bank

      Jan 2012 - Jul 2013
      Relationship Manager

      Relationship Manager,Workplace Banking, Mass Affluent- Employee Workplace Benefits- Build and manage relationships with Directors, CFOs, HR- Arrange for company roadshows and talks / Managing and liaising with external vendors- Cross sell of Bank's retail consumer products

    • American Express

      Jul 2014 - Mar 2016
      Senior Sales Manager

      • Execution of the middle market Corporate Card sales strategy within the middle market territory • Achieve aggressive corporate card sales targets in the geography through a focus on winning new business to the franchise via new clients and cross-selling and >75% expansions in the base. • Aggressively manage the sales pipeline ensuring the pipeline is robust and will meet the targets including accurate and timely reporting of the pipeline and prospects in the pipeline. • Develop and execute a sales strategy for increasing interactive penetration and improving operational economics. • Fully engaging in the Performance Management and Development Planning Process. • Lead the sales strategies to penetrate all segments within prescribed territory in middle market. • Align strategies with regional and global sales colleague and share best-in-class practices, to ensure consistency and quality across the globe.• Develop linkages with the implementation team to facilitate fast efficient implementations of won business. • Develop relationships across distribution partners e.g. Travel Agents, Expense Management Providers, Consultants, etc.• Retaining and growing the margins in our new business wins. • Mapping of the overall market potential within prescribed territory to determine American Express' current market share and Amex market opportunity for corporate card. • Monitor and set strategies to overcome key competition. • Network within the industry, community, business, and customers to stay current Show less

    • Chubb

      Jun 2017 - Dec 2018
      Sales and Business Development Manager

      A&H, Travel - Responsible for all aspects of Travel Agents and Brokers, Financial advisers travel insurance portfolio, with focus on building the business, developing distribution and strategizing for long term growth- Build and manage relationships as Account Manager handling travel agents/brokers portfolio- Develop business plan, campaign and marketing programs for leisure and corporate travel partners - Develop communication strategies and programs to build relationships with leisure and corporate travel partners in respect to sales production, conservation and overall branding- Build branding through in-house roadshow or participation in major leisure events or corporate travel events- Responsible for both New Business & account management Show less

    • Aetna, a CVS Health Company

      May 2019 - Apr 2022
      Financial Advisory Division Consultant

      Providing international private medical insurance to Corporates and Individuals Partnership with financial agents & brokers to drive new business Speak with me if you would like to find out more about employees benefits and how to retain your Top Talents!

    • Now Health International

      Apr 2022 - Jul 2023
      Business Development Manager

      - develop and establish an intermediary distribution network in Singapore. - develop a client base (both direct and intermediated) for our group Global and Admitted product and achieve profitable sales growth in accordance with agreed targets.- Support the General Manager, Singapore to manage relationships with a panel of key national and regional brokers; review broker performance and provide training as needed to ensure best possible positioning of our products and services.- single point of contact and responsible for all New Business sales for both Individual and Corporate, implementation of new accounts and employees' benefits comm sessions Show less

    • Allianz Commercial

      Aug 2023 - now
      Sales Manager

      - International Private Medical Insurance plans for Corporate Group Employees- responsible for the Financial Advisory new business portfolio and direct clients- support the Regional Head of Sales to manage relationships with the Financial Advisories, provide training to agents as needed to ensure best possible positioning of our products and services.

  • Licenses & Certifications

    • Certificate in Basic Insurance Concepts and Principles (BCP)

      Singapore College of Insurance Ltd
    • Certificate in Health Insurance (HI)

      Singapore College of Insurance Ltd
    • Certificate in Personal General Insurance (PGI)

      Singapore College of Insurance Ltd
    • Certificate of Proficiency in Travel Insurance

      Singapore College of Insurance Ltd