Danil Melnik

Experience

• 

  General Petroleum Services GmbH

  Sept 2009 - Feb 2010

  Assistant, IT Administrator
• 

  Raiffeisen Bank International AG

  Mar 2014 - Feb 2016

  Analyst at Risk & Quality Management

  Supported the development of automated reporting and data quality analysis files, that significantly improved reporting quality and helped better assess the potential risks on a Group wide level, through quarterly reports and enabling regular KPI assessments;Collaborated with 17 Network Banks on relevant cases, as part of the anti-fraud strategy, improving fraud prevention and detection by 10-15%; Acted as a point of contact and a supporting function during implementation of multipleprojects (Credit Fraud Detection Tool, Credit Fraud Management directive development, conference and workshop organization, etc.); Led and mentored a team of junior members in order to provide orientation training and skill development. Show less

• 

  Bp

  Feb 2016 - now

  Leading and managing the Trade Credit Insurance (TCI) team across the European portfolio, overseeing the end-to-end credit risk mitigation process, incl. complex bad debt cases and high-value insurance claims;Negotiating and optimizing TCI contracts to secure better coverage terms, ensuring alignment with overall business objectives and risk appetite;Leading cross-functional strategic initiatives and digital transformation projects, enhancing systems and workflows to support scalable growth;Providing advanced data analytics and insights to senior leadership, guiding decision-making on credit strategies and financial risk management;Developing and implementing standardized credit control frameworks to drive operational excellence, improve process efficiency, and ensure compliance with global credit policies;Fostering a high-performing team environment, coaching team members to elevate skillsets and align with corporate goals. Show less Process owner of Bad Debt & Overdue Management for North West Europe;Responsible for the improvement and standardization Bad Debt Management and Credit Control processes and tools within Europe and South Africa;Trade Credit Insurance related matters;KPI Reporting for ESA withing the Fuels business;Credit Loss Reporting Process for NWE closely working with Audit;Reviewing and approving bad debt provisions and write-offs;Knowledge transfer of operating activities to GBS; Implementation and end-user training for Subito (automated IT solution for management of non-performing loans). Show less Minimizing credit losses by handling bad debt cases (disputes, bankruptcies, fraud) and pre-legal proceedings;Performing monthly Overdue Reporting (for Germny, Austria, Benelux, Switzerland and Poland); Responsible for the knowledge transfer, local implementation and end-user training for Subito (automated IT solution for management of non-performing loans);Performing case studies in order to minimize future losses and to identify potential process breaches/gaps and to provide suggestions to improve processes;Completed the knowledge transfer of Bad Debt Handling activities from the German HQ;Acting as a focal point within the team, providing guidance and support to other team members, assisting in the resolution of queries;Creating and updating existing group directives. Show less

  • Trade Credit Insurance Team Leader

    Oct 2024 - now

  • Credit Control SME for North West Europe and South Africa

    Aug 2018 - Oct 2024

  • Senior Credit Intervention Analyst

    Sept 2016 - Aug 2018

  • Credit Control Analyst

    Feb 2016 - Sept 2016