Akshat Nagar

Akshat Nagar

Senior Manager

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location of Akshat NagarKolkata, West Bengal, India

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  • Timeline

  • About me

    Senior Manager | CAIIB | CICC |DISA|

  • Education

    • St Denis

      1993 - 1996
    • West Bengal University of Technology

      2007 - 2009
      M.Tech A+

      Other Qualification includes:Diploma in IPR, as well as DOEACC"B" level In Bioinformatics,

    • Manipal Academy of Higher Education

      2011 - 2012
      Post Graduate Diploma in Banking & Finance Banking, Corporate, Finance, and Securities Law
  • Experience

    • Bank of Baroda

      Sept 2012 - now
      Senior Manager

      Managing and resolving distressed loans across 68 branches in the Greater Kolkata region, strategizing and implementing measures to mitigate risks, recover dues, and ensure compliance with regulatory guidelines.• Monitor and analyze the performance of stressed assets to identify risk patterns and potential recovery opportunities.• Conduct regular risk assessments to identify potential stress points within the asset portfolio.• Implement measures to mitigate risks and prevent further deterioration of asset quality.• Provide guidance and support to branch managers in managing stressed assets.• Conduct regular visits to branches to review progress and offer assistance in complex cases.• Liaise with external stakeholders, including legal advisors, auditors, and regulatory bodies.• Build and maintain relationships with key clients to facilitate recovery and resolution efforts.• Develop and implement strategies to effectively monitor and recover outstanding loans, ensuring minimal risk and maximum recovery.• Oversee the management of a credit portfolio worth Rs. 1000 crore, ensuring compliance with regulatory standards and internal policies.• Monitor the performance of the credit portfolio, identifying potential risks and implementing measures as needed.• Implement risk mitigation strategies and ensure that all lending practices comply with the bank's risk management framework.• Liaise with legal, compliance, and other relevant departments to facilitate the recovery process and ensure adherence to legal and regulatory requirements.• Prepare and present detailed reports on the credit portfolio and recovery status to senior management, providing insights and recommendations for improvement.• Develop and update policies and procedures related to credit monitoring and recovery, ensuring they align with industry best practices and regulatory requirements.• Engage with customers to negotiate repayment terms and agreements, aiming for mutually beneficial outcomes. Show less

  • Licenses & Certifications

    • JAIIB

      Indian Institute of Banking & Finance
    • CAIIB

      Indian Institute of Banking & Finance (IIBF)
      Jul 2024
    • Certified Information System Banker

      Indian Institute of Banking & Finance
      May 2024
    • Analysis Data with Excel

      EdX
      Feb 2024
    • EdX Verified Certificate for Data Analytics Basics for Everyone

      EdX
      Feb 2024
      View certificate certificate
    • Ethics in Banking

      Indian Institute of Banking & Finance (IIBF)
    • Basics of Financial Planning

      INDmoney
      Dec 2022
      View certificate certificate
    • Fundamental Analysis of Stocks: Part 1

      INDmoney
      May 2023
      View certificate certificate
    • Commercial Credit

      Moody's Analytics
      Oct 2023
    • Basics of Mutual Funds

      INDmoney
      Dec 2022
      View certificate certificate
  • Volunteer Experience

    • Teacher

      Issued by Social Education Outreach on Apr 2021
      Social Education OutreachAssociated with Akshat Nagar