Experience

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  Emirates international credit

  Mar 2011 - Oct 2014

  Credit officer

  Ensure that the credit/loan is strictly adhered to in loan processing. Perform appraisal of loans and work out members’ entitlement and amount granted. Recommend loan application to be forwarded to credit committee for approval. Reject loans and explain reasons for the same for ratification by the credit committee. Responsible for the preparation of files for the credit manager to present to the credit committee meeting. Attend to members queries as concerns loans application Advice management through the Credit manager on demands for loans. Assist the credit committee in developing sound credit policies. Ensure that members whose applications have been deferred or rejected from loan office for not conforming to the loans policy are promptly advised. Ensures that all members’ correspondences on loans, withdrawals and membership are promptly attended to. Growing non-withdrawable deposits/savings.Maintaining loan register. Show less

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  Jamiibora bank

  Oct 2014 - Mar 2015

  Bank teller

  Provides account services to customers by receiving deposits and loan payments; cashing checks; issuing savings withdrawals; recording night and mail deposits; selling cashier's checks, traveler's checks, and series e bonds; answering questions in person or on telephone; referring to other bank services.Records transactions by logging cashier's checks, traveler's checks, and other special services; preparing currency transaction reports.Cross-sells bank products by answering inquiries; informing customers of new services and product promotions; ascertaining customers' needs; directing customers to a branch representative.Completes special requests by closing accounts; taking orders for checks; opening and closing christmas and vacation clubs; exchanging foreign currencies; providing special statements, copies, and referrals; completing safe-deposit box procedures. Show less

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  Jamiibora bank ltd

  Sept 2016 - Jan 2017

  Regional business relationship officer (rbdo)

  ResponsibilitiesImplement the SME Banking business strategy in line with the Bank’s overall strategy and business growth plan. Work closely with stakeholders in Regional Management, Branch Management teams and Credit to increase market share of the SME Banking segment in terms of customer numbers, products and service consumption and revenues while proactively reducing the non-performing loan book. Drive sales through effective leadership, guidance and performance management process within the branch network and relationships. Working directly with Branch Managers and Business Relationship officers to drive account utilization and hence cheap and stable deposits. Drive transnational income from SME Banking clients through effective customer service and cross selling the entire range of banking and bank assurance products and services. Identify and capitalize on new market opportunities to expand presence, competitiveness and profitability by proactively selling products and services. Improve the business environment and raising the profile for the SME segment in the Bank. Establish profitable banking relationships with SME clients by providing high quality banking and other financial services to SMEs where the Bank operates. Advice the Bank on SME market analysis and segmentation with regards to SME financial products, credit Risk evaluation processes, loan monitoring, collections and debt recovery procedures. In liaison with other stakeholders, ensure quality portfolio by effective identification of risks and their mitigation.B) Credit appraisal & approval New business acquisition in the SME Banking segment. Ensure customers receive prompt feedback on the fate of their applications. Make appropriate recommendations for cases presented to the Credit Committee. Monitoring and Control of the SME Banking portfolio Ensuring compliance with Bank’s Credit Policy and Government regulations. Show less

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  Cytonn investments

  Feb 2017 - Jan 2021

  To provide High Net Worth clients of the region with full product agnostic relationship management and excellence in service within a responsive controlled environmentTo acquire new High Net Worth clients for the East Africa franchise (both onshore and offshore)To enhance profitability through proactive cross-selling of Group products (both onshore and offshore) to existing and new clients with particular focus on the East African marketTo provide support to the High Net Worth team befitting the role and responsibilities of a senior management positionGenerate new business opportunities in the East African market for the onshore and offshore businessesMeet agreed revenue targetsMeet global service/experience standards of Standard Bank High Net Worth through ownership of the relationship and by providing a single point of entry for the client into High Net Worth and Group offerings.Take accountability for client profitability on a product agnostic basis (ie across the clients’ portfolio of products)Coordinate and execute an appropriate client contact plan and ensure coordination with broader marketing and events Show less ResponsibilitiesIn charge of Company's private placement distribution methodologyAssist in unique investment solutions in Real Estate, Private Equity and Structured Products;Identify and cultivate appropriate prospective clients, and follow up on new business opportunities;Interview prospective clients to determine their financial objectives, taking into account current income, expenses, insurance coverage, tax status, risk tolerance, and other information needed to develop a financial plan;Working with clients to develop a financial plan as the basis of providing sound financial advice;Deliver personalized and timely client service and administration that is responsive to client needs;Collaborating with the product development team to ensure our products stay relevant to evolving client needs and emerging market trends;Handle customer complaints and resolve problems;General management, administration and reporting responsibilities relating to client coverage Show less

  • Business Unit Sales Manager

    Jul 2018 - Jan 2021

  • Financial Advisor

    Feb 2017 - Jul 2018
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  Genghis capital ltd

  Jan 2021 - May 2022

  Wealth management advisor

  Managing a Portfolio of Corporate/Commercial and institutional clients by Champion the one-stop personal Investment services Monitor and address HNWI clients banking and Investment requirementsFocus on business development across liabilities, assets & fee to sustain and achieve growth in relationship value, revenues & improved client stickinessAchievement of product-wise targets and cross selling products as per the demographic, lifestyle and risk profilingFormulate outbound and inbound sales plan to acquire new HNWI Clients for increasing customer base of the portfolioConduct risk profiling of all mapped clients and showcase investment products as per the Client risk profileProvide appropriate advice to clients on products and service offerings and ensure that these are packaged and structured to minimise risk to protect the interest of both parties.Resolution of queries for all managed clients within TAT specifiedWork closely with Distribution Managers, Other Investment Advisors, Wealth Coaches and other key stakeholders in building healthy sales pipelines to ensure key performance indicators are being me Show less

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  Standard investment bank

  May 2022 - Jun 2023

  Senior investments advisor -global markets

  • Sourced new business in line with the SIB’s business plan and growth strategy• To sell SIB products to HNW Individuals / institutional investors in Both Local and Global markets • Responsible for call reports on customer visits• Identify, target, and build new relationships with existing and potential clients for revenue growth.• Coordinating and liaising for complying with pre-disbursement and post-documentation conditions• Conducted equity analyses, company and fund valuations• Develops business growth strategies to help drive revenue growth.• Responsible for creating targeted sales and marketing plans, Creating a healthy client pipeline of investors, and ensuring new acquisition of clients • Clearly understands client needs and can tailor-make solutions to address the needs.• Participates in product development and creation of marketing collaterals to support targeted value propositions.• Take part in the development of various product distribution channels. Show less

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  Lolc-kenya microfinance bank

  Jun 2023 - Mar 2024

  Business development manager-liabilities

  • Delivering on required Accounts, Deposit and Loan book growth, Cross-sell, Forex, Non-Funded Income.• Supporting Head of Business persons and key stakeholders to ensure delivery of client• building a healthy pipeline and execute on it in order to close your deals• Managing relations with key strategic partners and stakeholders inclusive of institutional client relationships.• Targeting new clients for business development and proposing new initiatives for existing clients, to increase sales opportunities and achieve personal and team financial targets.• Delivering exceptional banking performance through the provision of efficient business development, customer account management and retention.• Actively managing the project portfolio during sales and construction and overseeing communication on status to various stakeholders such as banks, investors and regulatory agencies• Developing a focused relationship management approach, which increases the branch ability to increase the flow of business and generate deposits, lending and revenues from existing and new customers in line with the enterprise strategy• Actively market and develop LOLC products to existing and prospective clients to grow the wallet share Show less

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  Momentum kenya

  Mar 2024 - now

  Business development supervisor (team leader)

  Grow a quality loan portfolio in Asset finance, Logbook lending and SME business sectors across the country.• Manage branch loan relationship officers.• Uphold transparency to clients on the credit application process and requirementsand offer clarification on all matters.• Build Product Knowledge and awareness to identify potential opportunities to up-selland cross-sell.• Ensure full compliance with Know Your Customer (KYC) requirements by collectingdetailed information on each client through meetings and field visits (home, business,suppliers, customers, guarantors, community) and loan appraisal (financial analysis,repayment capacity, tenure, collateral etc).• Evaluate credit proposals and applications rapidly to ensure that loans are processedwithin Momentum Credit Limited Turnaround Time (TAT). Show less