
Jan Ruzicka
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About me
J&T Direktbank - Deputy Head
Education

Jakub Skoda Grammar School, Prerov
-Comprehensive 8-year program
University of Economics, Prague - Faculty of International Relations
-Master International Trade, DiplomacyIng. (Master) degree granted in January 2012

University of Economics, Prague - Faculty of International Relations
-Bachelor International Trade
Experience

Logica
Jan 2005 - Jan 2005Admin SupportAdministration and translation activities

HSBC Bank plc – Prague branch
Jan 2006 - Jan 2008Sales Support, Investment ProductsProcessing of mutual fundsPurchase and redemption of sharesBasic portfolio management

KPMG
Jan 2009 - Jan 2011Assistant AuditIndependent financial statement audit of the largest Czech industrial and commercial companies (Czech CAS / IFRS)Performing of relevant audit tests over P&L and BSDetail analysis of financial statementsReporting packages audit and analysis

Czech-German Industry and Trade Chamber
Jan 2010 - Jan 2010Sales SupportSupport of marketing and sales activities of DTIHK Czech Republic

Renusol GmbH
Jan 2010 - Jan 2010Finance Internship program in Köln am RheinInvoice and documents processingHQ ReportingWalkthrough analysisCzech clients acqusition

KPMG Czech Republic
Jan 2011 - Jan 2013Business AnalystBusiness valuations, Feasibility studies, Export financing projects

J&T BANKA
Jan 2013 - Jan 2016Senior Credit Risk Analyst1) Credit analysis and review of Corporate loans2) Monitoring of existing client base3) Identification and structuring of credit risk mitigators4) Review and amendments of internal acts in credit risk area5)Leading of junior team members

J&T banka d.d.
Jan 2016 - nowAuthorized representative (proxy, prokurist)
J&T banka d.d. (part of J&T Finance Group SE)
Jan 2016 - Jan 2021Head of Risk Management DivisionResponsible for leading 3 departments:1) Credit risk2) Market and operational risk3) Workout

J&T Direktbank (Branch of J&T Banka, a.s.)
Jan 2021 - nowDeputy Head - Branch GermanySeit Gründung der J&T Direktbank verantwortet Jan die Bereiche Marketing und Produktentwicklung und trägt damit maßgeblich zur strategischen Ausrichtung und Entwicklung der Bank bei.
Licenses & Certifications

CFA candidate
CFA Institute
ECDL Core Certificate (7 modules)
Česká společnost pro kybernetiku a informatiku
Zertifikat Deutsch B2
Goethe-Institut
ACCA candidate
Association of Chartered Certified AccountantsJan 2010
Languages
- enEnglish
- geGerman
- czCzech
- ruRussian
- crCroatian
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