Experience

• 

  Tata consultancy services

  Jul 2011 - Feb 2013

  Team member

  • Reconciling day to day Nostros accounts and Investigating on the breaks and reporting the same to the product/business lines and to the concerned agents.• Ensuring all the SWIFTs (MT940 and MT950s) are flown into the SSR with proper BIC addresses for reconciliation purpose.• Interacting with the clients regarding queries on deals.• Management, investigation, referral and resolution of all differences identified via the automated reconciliation process.• Investigate exceptions identified during reconciliation process and ensure all exceptions have been identified and referred to appropriate parties in a timely fashion.• Generation of various reports as requested by clients.• Coordinating with internal teams that are directly or indirectly concerned with the process and clearing off the cash breaks.• Producing EOD reports and ensuring that all the tasks are completed and controlled in accordance with established procedures and standards and no benchmarks are breached.• Responding to the client inquiries-via mail/telephone in an efficient manner.• Master the processes and to train the new and existing employees and to mentor the newly joined staff.• Assisting the management in process improvement by producing MIS full narration of trends and variances.• Handling Escalations and issues and resolving the same by EOD with all the possible alternatives. Show less

• 

  Jpmorganchase

  Feb 2013 - Jun 2015

  Reconciliation specialist

  Role : Reconciliation Specialist (Reconciliation – FX and Derivatives)• TLM account updated confirmation and feed flow status confirmation, issue identification and reporting, internal/external query and issue resolving, management reporting• TLM Nostro /Cash reconciliation, TLM matching, netting, allocation/sourcing, re-opening and investigation.• STS Matching and allocation, PRPC allocation/sourcing, Team identification and email queries.• Investigate exceptions identified during reconciliation process and ensure all exceptions have been identified and referred to appropriate parties in a timely fashion.• Perform quality checks of the accounts & sign off.• Discuss with various line of business on unclaimed items; provide details to avoid aging of exceptions in the account.• Training new joiners in the process and assisting them to come up the curve. • Responsible to handle issues of the process and escalate to required levels whenever necessary.• Prepare audit trail documents for internal auditors.• Responsible to work on process improvements to reduce manual work & also implement controls.• Break ageing investigation, aged break follow-up and reporting, outstanding aged entries reasoning, • Missing balance report(TLM16&17) preparation, missing balance reporting and call management, Team ownership and clearance confirmation, access database updation and reporting.• Timely review SOP, update with proper approval & sign-off. Show less

• 

  Anz

  Jul 2015 - Mar 2017

  Market officer

  Role : Market Officer (Middle Office/Post trade Settlements – FX and Derivative, Brokerage, FOBO)• TLM Reconciliations/Investigations on Nostro accounts for FX/Derivatives trades.• TLM outstanding break clearance, i.e. internal/external transfers, swift message queries, non-receipt/payment queries, Direct Client and trader contacts via email/phone.• Trade cancelation/amendment queries, break ageing reports and clearance reports, Audit documentation.• Performing reconciliations for brokerage Pdf invoice/document receipt, Discount queries/confirmation, Invoice reconciliation against Excel trade reports.• Missing invoice details queries, Client/broker queries, and new client/broker static data creation.• Payment details queries, payment verification and approval process, payment processing and confirmation details, Management and Trader Report.• FX rates extraction, Back Office(MIDANZ) system rate update, Front Office system(WALLSTREAT) rate update, Trader approval and confirmation.• Rates updated queries, System rate published reports, Various Team’s rate update confirmation, Management Report.• Posting Journals in Finacle10 (Internal Ledger book).• Extraordinary performer nominated continuously for Rewards and Recognitions.• Make sure the payments are processed before the cash management cut-off.• Supervising and monitoring the queues for early currency payments and confirmation Show less

• 

  Kotak mahindra bank

  Mar 2017 - Apr 2024

  Treasury and Trade Finance operations reconciliations- Daily review of reconciliations process and analysis, Investigation into Bank/Firm’s books and record to identify the resolution, Review of the General ledger and sub-ledger reconciliation process and analysis, Review of the ledger/statement/settlement files received from the Nostro Banks and line of business to the banking platform for the reconciliation process.Review of settlement files/deal files from the agents and line of business to banking platform for the reconciliation.Production of necessary reports on a periodic as well as ad-hoc basis, Queries from internal auditors, external auditors, concurrent auditor and regulatory auditors providing process walkthrough, necessary audit trail and supporting documentation.Daily reconciliation, review and investigation of internal accounts, suspense accounts, pass-through or Intermediary accounts, Inter-system Bridge accounts, Mirror accounts and SWIFT payments. Monthly General ledger reconciliation process and balance certification. Monthly Foreign/Nostro and domestic banks reconciliation process and balance certification to Finance team for regulator submission.Monthly product team and operation team balance analysis and certification, Internal/Office account creation and approval process, daily office accounts block/unblock process.Movement of manual reconciliation to systematic/automated reconciliation for process for control based.Monthly product team and operation housekeeping note preparation and balance certification.Daily back-office and middle-office support for treasury and trade finance operation for post-settlement/deal difference analysis and investigation.Daily/Weekly/Monthly aged entries analysis and investigation and reporting to the management with route cause analysis.Daily team activities planning, resource hiring and activities training and back-up creation.Daily unusual event reporting on deliverables to operation risk and senior management Show less Role : Manager (Operation Solution Groups-Reconciliation & Investigation)• Planning & allocating resources to ensure completion of work within deadlines & also manage when there is shortage of staff, system issues from upstream/ within team. • Raise required issue tickets to the respective tech teams, set up conference call to discuss & send regular updates to senior management & business teams. • Corona/Excel reconciliation/investigations on Nostro accounts and break clearance.• Corona/Excel reconciliation/investigations on intermediary account i.e. client & Nostro account.• Investigation of outstanding statement debits and credits in the Nostro account.• Trial balance and missing balance clearance.• Performing quality checks and controls.• Allocation/sourcing of sales queries via email/calls and report management any discrepancy with reason.• Month-end & audit report preparation and SOP update. Show less

  • Assistant Vice President

    Apr 2023 - Apr 2024

  • Chief Manager

    May 2022 - Apr 2024

  • Senior Manager

    Apr 2020 - Apr 2024

  • Manager

    Mar 2017 - May 2022
• 

  Ujjivan small finance bank

  Apr 2024 - now

  • Vice President

    Apr 2024 - now

  • Vice President

    Apr 2024 - now