Experience

• 

  Samba

  Nov 1993 - Sept 1994

  Collector

  collector in card collection

• 

  Saudi fransi bank

  Feb 2002 - Oct 2005

  Asst manager section head of card collection

  •Managing four team leaders and 33 Collectors for Bank’s Payment Cycles•Set Objectives and Goals for the team leaders.•Produce MIS Reports of the Department•Monitoring Staff Collection for All the Buckets •Hiring New Staff and arrange proper training for them to work on the systems•Arrange appropriate training for the supervisors•Planning staff vacations •Handling the downgrading of the delinquent customers•Handling Customer’s complaints related to credit cards issues•Monitoring Staff Monthly performance•Writing appraisals •Develop training materials and guidelines for new staff•Develop procedures for collection Section•Involve in Bank Works UAT, testing & in Analysis of Delinquent reports (New Credit Card System)•Assist in the UAT for the Altitude automated communication system•Responsible to monitor the downgrading of Delinquent Clients•Performing any other task assigned by the management Show less

• 

  Emirates nbd

  Apr 2007 - Apr 2019

  19• Coordinated with other functions to establish the annual purchasing plan and ensure that department budgets, systems and procedures are developed and maintained for project and departmental operations• Ensured a compliant and flexible procurement process negotiating terms and conditions to purchase materials• Developed budgets and approved expenses in liaison with other departments to ensure maximum cost saving• Identified and implemented significant bottom-line cost savings, as well as introducing company-wide best-practice processes to drive maximum value from operational budgets and the supply base• Developed productive relationships with key account holders.• Established clear lines of communication between business and clients.• Managed and lead projects with other departments to improve quality and reduce costs• Decreased material expenses by 30% by managing tracking as well as vendor contracts.• Evaluated national and foreign suppliers with careful thought given to overall value (quality, quantity, costs, delivery times and payment terms) with a goal to increase market advantage• Improved inspection policies to increase quality of raw materials and finished goods.• Generated weekly, monthly, quarterly, and yearly reports on purchasing operations.• Conducted employee’s performance reviews through Key Performance Indicator in guidance with the company's guidelines and procedures• Sourced vendors-built relationships and negotiated prices, Reviewed and renegotiated key contracts.• development plans for departments through analysis of areas of concern• Implemented policies to reduce cost and eliminate waste.• Organized receipts, purchases, and the documentation of finished goods, packaging, materials, and ingredients.• Submitted monthly reports to senior management.• Responsible for the hiring of qualified and competent purchasing personnel to fill vacancies, including screening of resumes, conducting interviews, and selection of candidates Show less • Hired, trained, and managed Account Payables Department team of 6 members. Conducted quarterly meeting to implement new efficient procedures and eliminate inefficient procedures• Reduced over 100 hours in processing time and 30 days in cycle time in one year through implementation of process improvement projects that focused on eliminating non-value add steps• Efficiently managed the accurate and timely processing of over 1200 invoices per month. Reviewed all invoices validating all content and resolving various issues.• Reviewed and process the payments requests received from all departments for local and international vendors.• Assisted the CFO for accrual of various expenses at month ends.• Approved of Processing payment to the suppliers, staff, gov, international payment.• Aid HR department in processing the payroll of outsourced and out of payroll employees.• Contribute towards resolving HR related issues for GOSI, EOSB and supplies payment.• Assist CFO and bank in responding to clarifications/explanations sought by SAMA Supervision Department.• Accompany CFO in meetings with SAMA on various subjects.• Submit weekly/quarterly/yearly movement reports to SAMA and follow-up with other departments• Project Manager in the implementation of oracle GL and AP module (account payable) and inventory management module as part of the OGL implementation.• Effectively managed a team by recruiting, developing, setting priorities and providing clear direction to the employees, address performance issues and make recommendations for personnel actions.• Reconcile (Payment Account) and identify outstanding transactions and ensure proper follow-up process exist with KSA Branch and KSA operations for processing outstanding payments.• Closely monitor the OGL AP Transit account for any anomalies and resolve the issue in 2-3 working days• Drafting of Accounts Payable Policy to streamline the payment process for the Finance Department. Show less •Preparing daily balance sheet of the branch and monitoring variances in major assets and liabilities •Preparing daily inter-group balance reconciliation•Preparing daily Special commission income analysis for Tawarruq loans•Part of team for SAMA ERMS Monthly, Quarterly & Annual Returns •to maintain cordial relations and report with SAMA for all queries related to financial •Checking daily rates, including deposit and currency rates and advising treasury department of any error•Suspense account balancing & end of day suspense account •Processing all transaction for purchase and sale metal relating to tawarruq loans•to manage the daily accounts payable process as per policy and assist in monthly account closing •Handle all sales & marketing salaries Show less

  • Head of Payment & Procurement

    Aug 2015 - Apr 2019

  • Head of Payment & SAMA Liasion Officer

    Jan 2013 - Jul 2015

  • Payable Senior Processing

    Apr 2007 - Dec 2012
• 

  Zain ksa

  Apr 2019 - Jul 2019

  Commercial procurement manager

  • Established new commercial procurement department, including vendor research, supplier visits, make or buy analysis in conjunction with appropriate functions, needs analysis with internal stakeholders, and initial negotiations for complex purchases• Developed and implemented sourcing strategies and achieved the procurement objectives including delivery of defined Cost Reduction and Cost Avoidance• Develop supplier scorecard to measure supplier performance against agreed upon key performance indicators; tracks compliance and supports formal• Reviewed, amend, and develop policies, procedures & Process.• Reviewed contract period, benefits, condition...etc.• Handled procurement activity including tender, bit, RPQ, P.O. in compliance with applicable policies and procedures and ensure their timely execution Show less

• 

  Confidential

  Sept 2020 - now

  Assistant credit manager

  Manage relations with Government & Private Sector .• Manage relations with the sales department.• Manage all account queries and disputes.• Manage Accounts Receivable and ensure all debtors accounts are reconciled regularly.• Daily review of Accounts Receivable ledger and monitor incoming payment.• Responsible for Ageing of Debtors and maintaining the same under control.• Responsible for compiling all group billing.• Focus on minimizing the AR outstanding balance.• Responsible for maintaining the debtor’s ledger with regular review of the aged accounts. • Monitor the AR ledger on a daily basis, If any discrepancies found then corrective measures to be taken after co-ordinating with the PMS• Research and evaluate clients’ creditworthiness• Create credit scoring models to predict risks• Follow up with clients to manage debt settlements• Ensure all lending procedures comply with regulations• Develop, review and update our company’s credit policies Show less