Yishan Chen

Experience

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  Taishin International Bank

  Jul 2012 - Jul 2013

  Management Associate,clients segment, credit analysis, personal loan,Balance Transfer

  rotation of 4 different parts in Taishin International Bank.• Analysis clients segment and help making marketing strategy . • Make improvement for personal loan applying process on telephone selling. .• Analyzed risk of Balance Transfer and create a marketing plan .• SQL and SAS learning and analysis.

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  台新國際商業銀行

  Jul 2013 - Jan 2016

  Product Manager/Credit risk Analyst

  •Manage 6.3 billion portfolio of second mortgage.•Manage 85 million portfolio of stock pledge.•Revise new credit rules for stock pledge to elevate LTV ratios for clients, and bring 2-3% growth rate on stock pledge portfolio.•Revise second mortgage credit rules to avoid risk, ex: adjust clients guaranteed debt definition to reduce potential NPL cases about 0.15% per year.•Adjust the way for calculating second mortgage LTV ratios, avoided potential NPL and PD.•Design automatic forms of stock pledge credit reports to system for sales and loan personnel, shortening case reviewing for 2-3 days.•Designe stock pledge system automatic LTV ratios, helping sales estimating the value of stocks quickly and easily.•Manage second mortgage system for credits rules and projects when it revised. Show less

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  Experian

  Jan 2016 - Jul 2019

  Project Manager

  Manager of C&A team (consult and analysis team)•Arrange projects (scorecard/system/strategy/business model) and estimat the cost and profits of projects. •Arrange Shanghai C&A team’s analysts for projects.Control projects’ deliveries under good qualities.Project Manager •China Construction Bank customer level scorecard and strategy•Bank of China (HK) retail customer level scorecard and strategy•Bank of Guangdong Nan Yuen application, behavior and collection scorecards, strategies & system integration•World union consumer finance company scorecard & strategy (internet finance)•World union consumer finance company antifraud rules, model, strategy and system integrations•Rongshu alternative data scorecard & strategy (internet finance online cash loan) Show less

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  LINE Bank 連線銀行

  Sept 2019 - Sept 2022

  Senior Manager

  •Anti-fraud and decision-making engine system launch project: plan system processes and deploy models and rules with IT in Singapore, South Korea, and Taiwan.• decision-making engine management: adjust the decision-making engine on credit process, policy, and model based on operating conditions• Scorecards development: Develop expert scorecards for online installment loans, and scorecard-related monitoring reports.• Business monitoring, JCIC and other authority reports development: Construct different analysis of report to monitor the credit risk of company. Show less

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  台新國際商業銀行

  Sept 2022 - now

  Senior Manager

  •Plan short,medium and long-term business strategies.•Track operational performance to improve goal achievement. •Assist in holding annual strategy meetings and deliver short, medium and long-term development strategies of company.•Assist in projects and events according to CEO's need