Elizabeth Cescon, MBA

Experience

• 

  Grand River Hospital

  Jan 2009 - Jan 2010

  Occupational Therapist

  - Planned and executed interventions to promote functional recovery for clients in a rehabilitation setting- Collaborated with clients, their families, and other professionals to facilitate goal attainment- Provided feedback and participated in process improvement dialogue with hospital management

• 

  Milestone Therapy Services

  Jan 2010 - Jan 2011

  Clinical Lead - Accessibility Services

  - Excelled in a leadership position, mentoring peers, by driving change and improvement- Analyzed specific population trends and needs to establish, evaluate and implement a new accessibility assessment framework - Led the creation of a new business area and the growth of an expanded role for therapists - Integrated technical skills with knowledge of accessibility standards to identify challenges specific to stakeholders, create feasible solutions, and coordinate project plans- Developed a thorough understanding of the application of insurance regimes in the province of Ontario, and designed and implemented strategic plans Show less

• 

  Home Trust Company

  Jun 2012 - now

  - Manage, lead and coach team responsible for the administrative management of the commercial mortgage portfolio, including the timely completion of renewals and annual reviews for mortgage loans on multi-residential and non-residential properties, and construction loans- Plan, schedule and monitor team member workload to ensure productive workflow and team efficiency- Assist in the overall management of the commercial mortgage portfolio, including the management of any special requests and identification of high risk accounts- Adjudicate renewals within delegated authority and ensure all files are in compliance with internal policies and external regulatory guidelines- Initiate, foster and maintain collaborative relationships with internal and external partners Show less - Completed underwriting analysis of commercial mortgage transactions for multi-residential, non-residential and construction facilities including detailed analysis of the borrower, real estate security and loan terms as well as identifying any associated risks- Communicated with internal and external partners to support business development and maintain a high level of customer service while ensuring that transactions were processed efficiently and effectively- Identified and recommended methods to improve operating efficiency while working within a cross-functional team- Ensured transactions were appropriately risk rated and that files met regulatory requirements Show less - Appraised the credit quality of counterparties by analyzing financial information and industry trends.- Composed analytical reports, briefing notes and correspondence, and provided timely recommendations to key internal stakeholders.- Proactively monitored credit risk and reported on key events to ensure compliance with policies and procedures.- Collaborated with colleagues and participate in cross-functional initiatives to support organizational development and objectives.- Supported the development of Home Trust Company’s strategic plan by conducting research and preparing presentation material for the Executive Committee. Show less

  • VP, Residential Underwriting

    Jun 2022 - now

  • Director, Learning and Quality Control

    Jul 2020 - Jun 2022

  • Director, Commercial Portfolio Management

    May 2018 - Jul 2020

  • Senior Manager, Commercial Portfolio Management

    Jul 2015 - May 2018

  • Commerical Mortgage Underwriter

    Feb 2014 - Jun 2015

  • Credit & Investment Analyst

    Jun 2012 - Feb 2014