
Vishay Bhaga
Account Clerk

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About me
Multi-Talented Specialist - Help Desk Coordinator. Team Leader. Sales Executive. Vinyl Graphics. Insurance Claims. Collections. Administration Executive
Education

Institute of insurance
-Certificate Certificate of Proficiency
Damelin
-Diploma Financial Management
Moonstone Business School of Excellence
-Certificate Regulatory Examination - RE5
Damelin
-Certificate Practical Accounting
Experience

Thompsons Travel
Dec 2003 - May 2005Account Clerk- Account reconciliation- Air ticket refunds- Duplicate ticket filing- Travel agent account reports- Airline refund reports- Client refunds for unused travel ticket- Group travel refunds- Data capturing for travel agent accounts- Collection of refunds- Payments of refunds- Reporting lost tickets- Daily banking - Reversals of traveller cheques- Airline validation of manual ticketing

V*B*Vinyl Graphics - South Africa
Jan 2004 - Mar 2022Multi-Talented Specialist -Vinyl Graphics. Insurance Claims. Sales. Collections
Santam Insurance
Jun 2005 - May 2007Claims Specialist:- Commercial claims registration and processing (motor and non-motor)- Minor claim assessing- Appointing assessors and investigators- Obtaining replacement/repair quotations- Arranging car hire- Reporting of Third Party claims- Claim payments- Claim repudiations- Claim authorisations- Salvage reports- Audatex vehicle reports- Collections and sales for salvage received- Deregistration of total loss vehicles- Broker payments- Moderation of assessor’s reports- Claim finalizations and closures Show less

Indwe Risk Services
Jun 2007 - Feb 2008Claims Specialist- Commercial claims registration and processing (motor and non-motor)- Minor claim assessing- Appointing assessors and investigators- Obtaining replacement/repair quotations- Arranging car hire- Reporting of Third Party claims- Claim payments- Claim repudiations- Claim authorisations- Audatex vehicle reports- Moderation of assessor’s reports- Claim finalizations and closures- New business and underwriting

WesBank
Mar 2008 - Nov 2014Insurance Specialist- Collections for written-off and stolen vehicles- Account tagging and notification of written-off and stolen vehicles- Vehicle insurance cover confirmation- Deregistration requests- Shortfall and topup cover and policy confirmation- Shortfall and topup claim registration and processing- Shortfall claim and topup payment collections- Processing of refunds- Client payment arrangements on unpaid or outstanding accounts- Collections of excess payable- Updating clients and insurance companies- Payment allocations- Account write-off requests and authorizations- Account closure- Account total loss vehicle replacement- Total loss insurance substitutions- Cancellations of insurance on vehicles- Warranty claims processing- Credit Life claims processing- Smart policy claims processing- Debit order requests- Valuations on written-off vehicles- No Insurance or Repudiated claim collections- Team leader shadowing- Monthly collection reports- Monthly statistics for agents and teams- Daily inflow and closure reports- Insurance cover specialist- Customer Service Insurance Agent- Legal Insurance internal training- Internal and external insurance call centre agent- Inbound and outbound insurance claims collections- Allocations and transfers of bad debt accounts- Allocations for Insurance claim bulk payments- Processing requests for Letters, Contract copies, Vehicle Natis copies and Statements Show less

Amrod
Jun 2015 - Oct 2015Sales Assistant- Assist Sales team in managing client orders by generating quotations, creating job cards, attending to emails and correspondence- Follow-up on all outstanding work on a daily basis and advise client accordingly- Ensure all administrative tasks, including Amtrack reports, are completed within the prescribed timeframes- Build customer relationships and encourage upselling or branding conversions- Assist annually with trade show- Provide assistance with other activities as and when required- Protect the integrity of the company at all times Show less

1Life Insurance
Dec 2016 - Aug 2019Outbound Sales Representative- All Woman Policy Sales- Upsell Policy Sales- Life Policy Sales- Retention Sales- Referral Sales - Reinstating of policies- Calls to existing clients to offer life insurance products- Pitching to clients- Confirmation of clients details- Explaining benefits- Objection handling- Confirmations of sale i.e. beneficiaries, address, banking details, debit order dates, needs analysis, policy number- Closing sale

FNB South Africa
Aug 2019 - Aug 2021Collections Agent- Collection of Arrears- Rehabilitate Customer Accounts- Effective Negotiation- Prevent further deterioration of accounts- Prevent Accounts Roll Forward- Increase Account Roll Back- Customer Service- Loading Arrangements

Clover S.A. Proprietary Limited
Mar 2022 - May 2023Sales Representative
ISON Xperiences Ltd - Leading Global CX Management Company
Aug 2023 - May 2024Team Leader
TMP Consulting Solutions
May 2024 - nowHelp Desk Coordinator
Licenses & Certifications
- View certificate
.webp)
EF SET Certificate
EF Standard English Test (EF SET)Sept 2021
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