Anish Kumar

Experience

• 

  Axis Bank

  Oct 2017 - Mar 2019

  Assistant Manager- Lending (Commercial Banking)

  Lending - Small & Medium Enterprises (Commercial Banking Group)

• 

  Kotak Mahindra Bank

  Mar 2019 - Nov 2022

  Relationship Manager

  • Managed end to end loan lifecycle like acquisition, disbursement, takeover, recovery etc.• Managing digital lending – fresh, renewal, enhancement and Ad-hoc for the client (Aadhaar based Digi Sign). • Managing healthy portfolio, relationship with existing customers, renewal and enhancement of the portfolio and managing the compliance part of the existing book (Portfolio size – 150 cr). • Also having a check on the legal and valuation of the property to protect the interests of the bank. • Managing compliance of the case which are to be disbursed i.e checking of documents as per sanction letter and uploading all the documents in KRAMAN. • Involvement of processing fees, valuation & legal charges debit request procedures. Show less

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  Bank of Baroda

  Nov 2022 - Aug 2023

  Manager - MSME

  Effective collaboration and participation in organising events and camps with the Industrial associations, Ministry of MSME and different MSME dept.Product Management, Research, Teamwork and Collaboration.Playing a vital role in managing various activities in new client acquisition and providing them with lending solutions upto 100 cr.Interviewing business units, stakeholders, and technical leaders to gather and clarify business requirements.Solution finding ability in collaboration with multiple stakeholders & data insights for taking right strategic decisions on various critical aspects of business and credit. Show less

• 

  Aditya Birla Finance Limited

  Sept 2023 - Apr 2024

  Senior Portfolio Manager
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  HDFC Bank Limited

  May 2024 - now

  Relationship Manager - IFG