Hafiz Muhammad Saad Khan

Experience

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  United Bank Limited

  May 2014 - Jul 2015

  Customer Service Representative

  Duties & Responsibilities:• SOA (Campaign)Address updation of customer to reforward their statements of account.• Banc Assurance (Campaign) To sale family protection insurance plan named as UBL Term Life. • SMS Alerts (Campaign)To activate SMS alert services on customer’s registered number to aware about their account activities on daily basis frequency.• E-statement (Campaign)To activate and send e-statements on customer’s registered email address on customer’s demand with the frequency of daily, weekly, monthly, fortnightly, semi-annually and annually. Show less

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  Habib Metropolitan Bank (Subsidiary of AG Zurich)

  Aug 2015 - Jan 2021

  Duties & Responsibilities :1. To manage workflow of File notes monitors in Hplus from generation till closure. 2. Review and assessment of File Notes in Hplus of assigned branches for possible identification of STR.3. To ensure that all detections of possible matches, appearing in SafeWatch are reviewed and disposed-off properly. 4. Ensure follow up with Business to respond AML queries within defined timelines.5. Ensure regular follow up with branches to map CTR created in Hplus, which were not mapped in system, by branches for onward reporting to FMU within the defined timelines.6. Access, Analyze and submit all possible suspicious cases, to respective unit for necessary decision and filing with FMU. 7. Ensure proper maintenance of MIS with respect to assigned tasks. 8. To provide continuous guidance / training though telephonic discussion to relevant business staff. 9. Any Other responsibility assigned by Unit Head / Head FCC / Head of Compliance from time to time. Show less Duties & Responsibilities :1. Major Duties a. Scrutiny of Cheques and deposit slipsb. Make Positions of the Over Draft Accounts (OD) about clearance of cheques and proceed to Relationship Managers for further process and approval.c. Scrutiny of Same-day Clearing (Outward & Inward)d. Corresponds to different branches about Same-day Inward Clearing Cheques present in our Branch for CBC and Signature Verification for further process.e. Settlements, Balancing of Outward Clearing heads.f. Scrutiny and disbursement of Pension of Govt. Employees.g. Invoicing & Distribution of K-Electric Commission to Branches.h. Scrutiny of Inter-City Clearing (Inward)2. Additional Dutiesa. Processing of Inward Clearing (Normal)b. Utility Bills (Posting & Scrutiny)c. Corresponding with K-Electric for related issuesd. Other Departmental tasks as and when assigned. Show less

  • AML Compliance & Screening

    Dec 2018 - Jan 2021

  • Officer Branch Opprations

    Aug 2015 - Nov 2018
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  Telenor Microfinance Bank Limited

  Jan 2021 - Jun 2022

  Associate Manager - AFC Monitoring Compliance

  Duties & Responsibilities :• Investigate and assess transaction alerts generated through automated system (Risk Nucleus / FCM) for possible money laundering risks in the Bank.• Escalation & resolution of system generated alerts within the prescribed TAT.• Ensure timely, efficient reporting of suspicious transactions to the financial monitoring unit.• Obtain documentary proof of suspicious transactions and ensure effective record keeping of suspicious transaction identified and report to financial monitoring unit. • Ensure timely response on external queries from different regulatory bodies and law enforcement agencies. • Any other tasks assigned by the Team leader / Unit Head / AFC Head from time to time. Show less

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  BankIslami Pakistan Limited

  Jun 2022 - Jan 2023

  Senior Compliance Officer

  Worked as Team member in TMS – FCC MonitoringDuties & Responsibilities:• Review / Investigate / Analyze alerts assigned by manager generated either through EN – Profiling (SafeWatch) on daily basis &/or through any particular system generated reports (daily / monthly / quarterly / annually).• Close monitoring of transactions in high-risk areas.• Identification and escalation of any suspicious / out of pattern / unusual transactions to the manager for review and possible reporting.• Initiation and follow up for closure of alerts prescribed TAT.• Ensure that alerts are closed with logical reasoning and the entire trail is kept is captured in the system for audit purpose.• Special Assignment & Additional Task as assigned by the management from time to time. Show less

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  National Bank of Pakistan

  Jan 2023 - now

  AML Compliance Officer

  Working as Team member in Transaction Monitoring – AML | CGDuties & Responsibilities:• Proficiently review alerts generated by the AML surveillance system (Oracle - FCCM) and other money laundering detection systems, skillfully identifying potential money laundering activities.• Ensure timely resolution of identified alerts within the specified turnaround time (TAT).• Thoroughly conduct required due diligence on individuals, accounts, or activities, adhering to AML regulations. This includes assessing high-risk countries and entities, OFAC-sanctioned entities, politically exposed persons, watch-list entities, and money services businesses.• Expertly perform manual and system data mining reviews for banking clients, while also coordinating comprehensive KYC investigations for businesses located in high-risk jurisdictions and meticulously analyzing transactions.• Conduct in-depth research and investigations for related alerts, preparing and filing STR/SAR reports as necessary. Show less