Troy Weathers

Experience

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  AON Corporation/GE Capital Financial Institution Services, Inc.

  Jan 1994 - Jan 1996

  Regional Sales Manager

  Business development for assigned region. Management of production to budget and sales goals.

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  First Federal Bank

  Oct 1999 - Aug 2004

  Vice President/Retail Sales Manager

  Overall supervision of the banks 13 retail branch locations. Responsible for sales training, business development, compliance, staffing and production. Involved in establishing annual budget and management to budget.

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  Exceptional Mortgage & Funding, Inc.

  Oct 2004 - Jan 2008

  President/CEO

  Started a mortgage company from inception. ● Market mortgage financing products and related insurances to the general public and banks. ● Developed and directed compliance of all mortgage related business. ● Motivated team of 11 originators and directed four processors. ● Secured funding sources and launched marketing campaigns. Key Accomplishments:- Managed business to generate over 40M per year in new loan business. - Negotiated the sale of this business to Countrywide Home Loans/Bank of America. Show less

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  Countrywide Bank

  Jan 2008 - Apr 2009

  Sales Manager

  Sales Manager of a local office in Hastings, MN. Originate residential mortgages nationwide.

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  North American Banking Company

  Apr 2009 - Mar 2011

  Senior Mortgage Banker

  Managed consumer mortgage department for two bank branches. As a senior leader my role included:● Generated new business through community connections and current clients. ● Spearheaded cross-functional initiative to achieve marketing and cross-selling of portfolio and secondary market mortgage and banking products. ● Strengthened company's business by leading implementation of federal compliance standards and enforcing the same. Key Accomplishment:● Created a $10 million mortgage loan portfolio in one year. Show less

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  Provincial Bank

  Mar 2011 - Mar 2017

  President

  Provincial Bank is a locally owned Community Bank offering Business Banking, Consumer Banking and complete Mortgage services.I led operations and branch management. This included:● Developed an annual business plan for maximum profitability and effectiveness which increased core deposit growth by 28% of the annual goal. ● Responsible for the profitability of the branch through the restructuring of business lines. ● Oversaw adherence to all federal and state compliance guidelines for all retail lending. ● Analyzed applicants’ financial status, credit, and property evaluation to determine the feasibility of granting loans. ● Designed and built job descriptions and hired and trained appropriate staff. Conducted annual reviews.● Cleaned up commercial and mortgage portfolio. Reviewed borrower's annual financial statements, personal financial statements and miscellaneous documents for annual renewals of loans. ● Built business brand through community involvement, with heavy focus on small business development and related relationships. ● Managed commercial portfolio of $16M-$18. ● Managed a team of 10-15 professionals. ● Managed branch collection process. Show less

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  Frandsen Bank & Trust

  Oct 2016 - Mar 2018

  Market President

  As market president, I led operations and management of the branch.● Direct oversight of production, processing, customer service, and compliance. ● Served as branch BSA, HMDA and CRA officer. ● Responsible for all lending and deposit business development with a heavy emphasis on commercial real estate loans, business lines of credit, SBA 7a & 504 and related deposits, hitting 100% of budget goals consistently. ● Developed and managed portfolio mortgages, originate consumer and mortgage loans. ● Heavy focus on small business development and related relationships. ● Held weekly staff sales meetings to train and develop career path opportunities for co-workers. ● Underwrite loans to lending authority. ● Managed branch collection process. Show less

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  Caturia, Smidt & Starkson Funeral Home & Crematory and Oakwood Family Funeral Home and Crematory

  Mar 2018 - Aug 2018

  Director Of Operations

  Provided tangible leadership to ownership and staff to build awareness and improve sales.Leadership included:● Overall management of daily operations, staff, and vendors. ● Established and managed the budget for all locations. ● Established and managed human resource department. ● Supervised staff for career pathing and held them accountable for job descriptions and performance. ● Managed pre-need sales staff. ● Established and managed new relationships in the communities we served. ● Conducted seminars for the general public to develop sales and brand establishment. ● Worked directly with Director of Marketing on programs and offerings to increase overall business. ● ● Developed strategic market pricing. ● Developed relationships with local organizations Show less

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  Roundbank

  Aug 2018 - Nov 2021

  Vice President, Business & Ag Banking Manager

  KEY ACCOMPLISHMENTS: - Co-led lending transition team for Minnwest Bank merger - Established a cash management program. Hired the dept manager, developed program - Exceeded budget goals - Improved fee income goals year over year - Successfully managed & coordinated all aspects of the PPP program during COVID while moving employees to home locations. - Researched, promoted, and implemented a bank CRM program for the sales team- Reduced delinquency by over 1% while increasing loan productivityMy position was to supervise the business banking and the ag division. I worked with individuals at our branches to provide them with the tools and support needed to execute their jobs. Market Presidents, Business Bankers, Ag Lenders, and Business Banking Assistants.I also worked with other business line leaders to integrate their teams with ours to achieve the same goal.BANKING FOR THE COMMUNITIES WE SERVE• Personal banking• Business banking• Agriculture• Mortgage• Insurance – Independent insurance agency serving Waseca County & surrounding areas for more than 70 years. Personal, business and farm insurance. Show less

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  Minnwest Bank

  Nov 2021 - Jun 2022

  KEY ACCOMPLISHMENTS: - Successfully transitioned business and ag banking team from Roundbank to Minnwest systems - Maintained a high level of employee morale during the merger transition - Co-led lending transition team - Keep people engaged in all departments

  • Senior Vice President, Business Banking Manager

    Nov 2021 - Jun 2022

  • Vice President, Business Banking Lead

    Nov 2021 - Nov 2021
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  CITIZENS STATE BANK

  Jun 2022 - now

  Senior Vice President/Business Banking Manager

  𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐥𝐨𝐚𝐧𝐬 – 𝐋𝐢𝐧𝐞𝐬 𝐨𝐟 𝐜𝐫𝐞𝐝𝐢𝐭 – 𝐀𝐠𝐫𝐢𝐜𝐮𝐥𝐭𝐮𝐫𝐚𝐥 𝐥𝐨𝐚𝐧𝐬 – 𝐓𝐞𝐫𝐦 𝐋𝐨𝐚𝐧𝐬After 31 years in banking, I have seen a lot of businesses and have the experience to help owners succeed. I treat each business just like I treat family. I don’t prejudge people - I learn the customer's needs just like you would with your family.When it comes to commercial loans this bank takes a different approach, I work with clients on all types of loans from business to boats! Whatever your business size, big or small, we are here to help! ⭐ The decision-making process for loans are made by people - not automation. This gives you better, faster decisions.That’s why I have a long history of banking relationships built on trust.Customers have confidence when working with me as they know they will be treated fairly, processes handled efficiently, and always keeping the customer's best interests in mind.If you’re looking for a bank and banker that is relational versus transactional and treats you more like family, please give me a call. I’d love to learn more about your business and how we can make it grow together!Direct 715.377.7012tweathers@csbnet.netwww.csbnet.net Show less