Devendra Sinha

Experience

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  MECON LIMITED, Ranchi (a GOI enterprise)

  Feb 1998 - May 2000

  Finance Trainee

  Project Finance Section – ONGC & ISRO Projects (Supply, Erection, Supervision & Service Rendered)a) Financial Evaluation using Ratio Analysis of various Companies for selection as vendorsb) Breaking of the contracts into small jobs using PERT & CPM diagrams produced by Technical Section - Allocating cost to these jobs by calculating the hours spent by different technical peoples & prepared budgeted Cash Flow Statements c) Checking of Comparative Statements of these tenders, suggesting management in selection of final vendor and area of negotiationsd) Processing payment to these Contactors & Suppliers as per Purchase Orderse) Invoicing to Client against these paymentsf) Comparing Cash Flow Statement with the budgeted figures & find out/analyze the variancesg) Preparation & Reconciliation of Accounts Show less

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  GE Capital

  Jun 2000 - Nov 2003

  Process Associate

  Job Profile :A) Transition of the process & accounting of “Premium and Losses” for the process “GE Reinsurance”Responsible for MIS of the team a) - Dashboards (a quality tool helps in evaluating performance of team & ndividuals) b) - Service Level Metric (tool used to control W_W)c) - VIC for the team (Incentive based on performance)B) Selected as a candidate for transition of process “Technical Accounting – Treaty Booking” from Employers Reinsurance Corporation, Kansas, USa) Prepared “SOP” for this process at Kansas and defined “SOW” to be done at India, defined CTQ & CTPb) Prepared SIPOC & work flow diagram c) Trained other members to understand the process.d) Booking of Premium by using different behavioral business tools - Identifying homogeneous populations through segmentation or cluster analysis. Predictive, behavioral, and time-series modeling Show less

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  Citibank's Associate

  Dec 2003 - May 2006

  Credit Officer

  Handling the Vashi Branch for Mortgages Business -Credit Processing Team (15 member)a) Maintain the Portfolio by meeting Client analyzing his requirement by Taking Personal Discussion with customer, Credit analysis & Risk analysis as well as visit at customer place and verification of accounts (Loan Amount CH+ upto 1 Cr & PP upto 50 L)b) Accountable for CSE, CPA, Disbursal Team and MIS for processing of filesc) Coordinating with Relationship Manager, DSAs , Lawyer & Values.

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  Standard Chartered Bank

  Jul 2006 - Oct 2007

  Associate Manager

  Handling the Credit for Personal Loan for Chennai & Hyderbad locations.a) Credit analysis of the files to finalization of loan amount and analyze the behavior of customer depending upon amount, product type, cm profile, deviations etc. to reduce the Non starter & delinquency.b) Accountable for Credit Officers

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  ICICI Bank

  Oct 2007 - now

  Regional Credit Manager