Joyce K. Lihanda

Experience

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  Ford Foundation

  Apr 2003 - Sept 2008

  Assistant Grants Administatro

  Critical analysis and monitoring of project for Non- govenrmental organizatons and soeial enterprises submitted via proposals for funding from the Foundation. I worked on grant portfolios that totaled 300+ grants projects.

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  Barclays Bank

  Oct 2010 - Feb 2018

  Assistant Corporate Credit Manager

  Credit and financial analysis on proposals for funding and originate credit proposal for approval for SMEs global and large corporates. Financial and credit analysis of the Financial Institutions sector in providing funded and non funded solutions to suit their requirements. From time to time, accompanied the relationship team on prospecting visits to potential customers to give support on the credit aspect. Actively monitored portfolios to identify trends and early identification warning signs of default for intervention. Ensured that all terms and conditions of the facilities are adhered to through close monitoring of offer letters’ conditions and excess sampling. Maintenance exists for all conditions of the approval of credit lines and in cases of breach, escalated to the relevant departments for appropriate action. Show less

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  Mayfair Bank Limited

  Feb 2018 - Mar 2022

  Manager, Credit Analysis

  I oversee the pre-approval and provide optimal deal structuring of facilities, and thorough credit and financial analysis. I advise on the Board and management team on the Risk appetite and provide guidance via sectoral analysis.

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  CIB Kenya Limited

  Apr 2022 - Sept 2024

  Head of Credit

  Develop and implement strategy, policies and procedures that promotes efficient and effective credit risk and control environment that protects the credit portfolio in order to achieve high quality assets at optimum pricing.