Vivian Adel

Experience

• 

  Emirates NBD

  Dec 2007 - Dec 2022

  • Analyse the financial statements presented by the clients to determine their credit worthiness and recommend the appropriate credit facility.• Work closely with the branch Relationship Managers to acquire the right documents from the client.• Site visit the clients' premises to confirm the real activity and compliance to the presented application and documents.• Prepare credit proposal based on the above analysis along with identifying risks/ deviations with suggested mitigates & present it to the risk department for review and approval.• Follow up with the risk department for any inquiries they may have and negotiate the approved facility.• After getting the risk department approval, follow up with the validation team for effecting the facility. Show less

  • Team Leader

    Sept 2021 - Dec 2022

  • Corporate Credit Analyst

    Feb 2019 - Aug 2021

  • Risk Assessment Team Leader

    Feb 2015 - Jan 2019

  • Quality Control Team Leader

    Jan 2014 - Jan 2015

  • Senior Risk Assessment Officer

    Jan 2009 - Dec 2013

  • Credit Administration Specialist

    Dec 2007 - Dec 2008
• 

  Credit Agricole Egypt

  Jan 2023 - now

  Corporate Credit Manager

  Financial Analysis department - Large Corporate, Multinatinals and Mid-caps