Deep Enrich
Lalith Kumar N
Business Intern
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Bengaluru, Karnataka, India
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About me
Credit Manager at ICICI Bank
Education
St. Joseph's University
2019 - 2022Bachelor of Commerce A++
Experience
TECHNO URBAN PRINTS
Jun 2020 - Sept 2020Business Intern
Margin Sentiment Advisorys Pvt Ltd
Aug 2021 - Sept 2021Financial Analyst
ICICI Bank
Aug 2022 - nowCredit ManagerCredit Manager with a track record of successfully managing credit portfolios, optimizing credit policies and enhancing profitability. Specialised in assessing creditworthiness and ensuring that receivables are well-managed while supporting bank’s growth and maintaining strong customer relationships, balancing risk and improving cash flow.The approach blends risk assessment with strategic thinking, allowing to make informed credit decisions that minimize exposure, delinquency rates and maximize business opportunities, profitability.Core Competencies: • Credit Analysis & Underwriting • Policy Development & Implementation • Risk Assessment & Mitigation • Customer Relationship Management • Collections & Accounts Receivable • Financial Analysis & Reporting Show less
Licenses & Certifications
Data Analytics Assessment
LearnTube.aiAug 2024
Credit Skills for Bankers - Retail Lending
Moody's AnalyticsFeb 2024
Diploma in Advanced Accountancy
NICT COMPUTER EDUCATION PVT LTDOct 2019
Crisil Certification
CRISIL LimitedSept 2022
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