Jonathan D. Morgenstern

Experience

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  Gaitherburg, MD

  May 1982 - Mar 1994

  Morgenstern & Associates (formerly Morgenstern, Perry-Miller, Hawkins & Beasley, LLC)

  Attorney at Law handling complex commercial and civil litigation, appellate work in various States and Federal Courts

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  EMoney, Inc.

  Jan 1995 - Jan 2001

  Co-Founder, C.E.O., General Counsel

  • Co-founded www.emoney.net The Secure Transaction Internet Commerce Server Network• (See: http://www.washingtonpost.com/wpsrv/liveonline/03/special/technews/sp_technews_cha052003.htm )• Negotiated and drafted: Confidentiality Agreements, Consulting Agreements, Employment Agreements, Financing Agreements, Lease Agreements, Memoranda of Understanding, Private Placement Memoranda, Licensing Agreements, Subscriber Agreements, Joint Venture Agreements, Independent Sales Organization Agreements, Cross-linking Affiliate Agreements, Certified Platform Providers Agreements, eCommerce Reseller Agreements, Independent Sales Organization Agreements, Strategic Alliance Agreements, Association Leveraged Master Distributor Agreements and Processor Agreements• Performed corporate risk analysis for Certified Financial Statements, credit and insurance purposes • Drafted all corporate governance documents including Articles of Incorporation, Bylaws, Minutes of Meetings of Shareholders, Minutes of Meeting of Directors• Researched legal issues and interacted with regulatory authorities regarding electronic commerce, U.C.C. law, Electronic Funds Transfer (EFT) Automated Clearing House (ACH) and Merchant Account Credit Card transaction processing and payment rules, corporate, trademark, taxing and security matters• Litigated intellectual property trade name and domain name issues in U.S. District Court, N. Dst., TX Show less

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  Bankers Independent Insurance Company

  Jul 2002 - Oct 2003

  Claims Counsel

  • Handled general liability and property damage claims in multiple jurisdictions• Reviewed claim files for legal determination of liability and for fair and equitable settlement values • Conducted investigations to obtain supportive evidence to make liability determinations and possible settlements • Reviewed and adjusted adequacy of reserves • Negotiated settlements with Plaintiffs' Attorneys and prepared an array of settlement documents• Managed outside Defense Counsel• Attended court hearings and mediations Show less

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  Marriott International

  Oct 2003 - Apr 2012

  Claims, Risk Management, Finance Department

  • Handled general liability and workers compensation claims in multiple jurisdictions• Reviewed claim files for legal determination of liability and for fair and equitable settlement values • Conducted investigations to obtain supportive evidence to make liability determinations and possible settlements • Analyzed, reviewed and adjusted adequacy of reserves • Negotiated settlements with Plaintiffs' Attorneys and unrepresented Claimants and prepared settlement documents• Managed outside Defense Counsel• Attended court hearings and mediations• Member of various committees, task-forces and training programs intended to invoke best practices in both claims handling and administrative procedures. Show less

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  Brooklyn Water Enterprises, Inc.

  May 2012 - May 2013

  V.P. of Administration

  • Managed all regulatory compliance and administrative aspects of the Company and its various subsidiaries• Maintained an in-depth working relationship with the CEO, other senior executives and Board of Directors as the Company’s primary risk manager, administration and regulatory compliance expert• Participated in key business decisions as a member of the executive team and provided advice on issues affecting the Company’s various businesses, strategic initiatives, capital investments, growth opportunities, regulatory compliance and litigation matters in conjunction with managing outside Counsel• Structured, negotiated, documented and implemented complex transactions, including joint ventures, partnerships, operating agreements, franchise agreements and financing transactions critical to securing and enhancing the Company’s long-term growth • Managed corporate governance matters ensuring compliance with federal and state corporate, securities and franchise laws and regulations and compliance matters• Managed the Company’s risk profile and mitigation options • Managed all legal disputes, negotiation of settlements and documentation• Planned agendas for meetings of Board of Directors, prepared minutes, consents and resolutions, and assist executives in facilitating execution of authorized actions• Oversaw and optimized administrative processes involving securities and franchise filings, contract review, insurance claims management, human resources policies, compensation and incentive plan administration, intellectual property protection, and corporate record keeping• Designed the organizational structure adequate for achieving the Company's goals and objectives• Managed negotiations with adverse counsel via outside counsel • Performed other projects and duties at the request of the CEO and/or Board of Directors Show less

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  PAYTOO Corp.

  Aug 2013 - Nov 2013

  Chief Regulatory Compliance Consultant

  • Managed all regulatory compliance matters impacting on contractual relations both domestically and internationally pertaining to Electronic Commerce Law, Electronic Payment Processing, International Money Transfer Systems and Networks, Cloud based Electronic Warehouse Interchange, International Wire Transfer Networks, Automated Clearing House (“ACH”) Electronic Funds Transfers (“EFT”), Merchant Credit Card Processing, Currency Exchanges, Stored Value Virtual Currencies and Protocols• Managed representation regarding United States Department of Treasury, Office of Foreign Assets Control ("OFAC"), Financial Crimes Enforcement Network ("FinCEN"), Office of the Comptroller of the Currency ("OCC"), Anti-Money Laundering Act ("AML"), Bank Secrecy Act ("BSA"), USA PATRIOT Act Section 311 et seq. Special Measures for Jurisdictions, Financial Institutions, or International Transactions of Primary Money Laundering Concern, Regulation J - Check Collection and Funds Transfers, Federal Deposit Insurance Corporation (“FDIC”) financial institutions risk analysis and concomitant State and Foreign Jurisdictional registrations, licensures and certifications.• FinCEN AML and BSA Training Certified 2013 - . Show less

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  Best Business Practices, Inc.

  Jun 2014 - now

  C.E.O., Founder, Director

  Integrating Best Practices Into YOUR Business To Maximize Profits, Achieve Cost Savings and Reduce Risk Identify cost-savings alternatives and solutions at no cost / no risk to customersOffer one-stop-shop analysis for all essential business functions 30 + years of experience implementing best practices in all areas of the for profit and not-for-profit enterprises, including but not limited to, corporate governance, regulatory compliance, contractual risk-reduction, management, administrative, and operational streamlining, and risk mitigation.AUDITING SERVICES: • Audits risk-management, loss prevention and existing insurance coverage in order to custom develop cost-effective and greater protection alternatives for legal and financial exposure to claims involving General Liability, Property Damage, Directors & Officers, Errors & Omissions, Workers' Compensation, Unemployment Compensation and other required and optional Employee Benefit Programs. • Audits outside legal counsel and independent accountants billing for cost-benefit analysis according to a knowledgeable lay person standard of review (Retainer Agreements are required)• Audits Human Resources (H.R.) costs and provides alternatives: (i.e. Professional Employment Organization and/or In-House H.R. Department Cloud Management Systems and Software) (USA and Canada) • Audits Cyber-Security and Information Technology Computing Systems (Worldwide)• Audits Merchant Bank Card Processing and provides lowest possible rates with most appropriate P.O.S. and/or eCommerce alternatives (USA only)• Audits Automated Clearing House (ACH) / Electronic Funds Transfer (EFT) Payment Processing and provides lowest possible rates with most appropriate Point of Sale (P.O.S.) and/or eCommerce alternatives (USA only)• Audits Collection Practices and provides lowest cost Accounts Receivable Collection Alternatives (USA only) Show less

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  Special Counsel

  Jun 2014 - now

  EDiscovery Legal Documents Reviewer, Quality Assure / Control,Team Leader, Assistant Project Manager

  2014 - Legal eDocument Review, Analysis and Computerized Coding, Quality Control, Quality AssuranceSpecial Counsel, (Assistant Project Manager, Team Leader), Miami, FLBeacon Hill Legal Staffing, Fort Lauderdale, FLInspired Review, Sunrise, FLFTI Consulting, Inc., Miami, FLSynergy Legal Staffing (supervised by Hudson Legal Consulting Group / Consilio, Miramar, FL• Experienced in project management and team leadership of complex commercial civil litigation reviewing, analyzing, and computer coding as to responsiveness, attorney-client privilege and business confidentiality parameters regarding thousands of electronic documents requested to be produced pursuant to discovery demands pertaining to complex, high-volume document production via electronic means (i.e.: pooled mortgage-backed security instruments; class-action securities litigation; antitrust investigations; Federal Reserve, F.D.I.C., S.E.C., C.F.T.C. regarding pre-merger approvals and regulatory disclosures both for U.S. and foreign jurisdictions), E.P.A., F.D.A. matters, products liability class action lawsuits, intellectual property litigation involving patents and trademarks and international matters litigated between private parties• Experienced power-user of Relativity, One Direct, eQ and eDiscovery Litigation Management Software and other such Enterprise Legacy to .xml Data Management and Metrics Platforms Show less