Milton Cotaya

Milton Cotaya

Mortgage Loan Originator

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location of Milton CotayaBaton Rouge Metropolitan Area

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  • Timeline

  • About me

    Loan Officer at Alterra Home Loans

  • Education

    • Louisiana State University

      1969 - 1973
      Bachelor of Science (B.S.) Accounting, Business Administration

      Activities and Societies: Phi Kappa Theta Fraternity - Treasurer Treasurer of the Phi Kappa Theta Fraternity

  • Experience

    • Affluent Home Loan

      -
      Mortgage Loan Originator

      Helping clients achieve their dreams of home ownership. Developing a Reverse Mortgage product to provide to our senior clients.

    • Fasteners, Inc

      May 1973 - Aug 1995
      General Manager
    • First National Bank of Commerce/Bank One

      Aug 1995 - Apr 2003
      Indirect Lending Manager

      Directed a team of underwriters and sales representatives in a sub-prime indirect automotive loan department. Built relationships and serviced new and used automotive dealers throughout Louisiana.

    • Whitney Bank

      Apr 2003 - Apr 2014
      Indirect Lending Manager/Senior VP

      As an Indirect Lending Manager at Whitney Bank my responsibilities included building a team of underwriters, operation clerks and sales representative that generated an automobile loan portfolio. This portfolio was built through an association with over three hundred automotive dealerships in a four state market area.

    • Affluent Home Loan

      Jul 2015 - Nov 2015
      Mortgage Loan Originator

      Match home buyer's needs and financial capabilities with affordable loan products and government assistance programs. In many cases, help buyers re-establish credit in order to qualify for affordable mortgage loans.

    • Red Rock Mortgage

      Nov 2015 - now
      Mortgage Loan Consultant

      Help home buyers' secure affordable financing or refinancing for there dream home. This includes counseling on loan assistance programs, as well as government backed programs that matches each buyer's financial position.

    • Alterra Home Loans

      Aug 2018 - now
      Loan Officer

      Building Sustainable Wealth Through Homeownership

  • Licenses & Certifications

    • Nationwide Mortgage Licensing System & Registry (NMLS registered)

      Milton E. Cotaya, III - Mortgage Loan Originator
      Jun 2015
  • Volunteer Experience

    • Treasurer

      Issued by Chateau Jon Subdivision Homeowners Association, Inc on Jan 2009
      Chateau Jon Subdivision Homeowners Association, IncAssociated with Milton Cotaya
    • Treasurer, Jefferson Children's Advocacy Center

      Issued by Jefferson Parish Community Action Program on Jan 1996
      Jefferson Parish Community Action ProgramAssociated with Milton Cotaya
    • Treasurer

      Issued by Kiwanis Club of River Ridge-Harahan, Louisiana on Jan 1979
      Kiwanis Club of River Ridge-Harahan, LouisianaAssociated with Milton Cotaya