
Milton Cotaya
Mortgage Loan Originator

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About me
Loan Officer at Alterra Home Loans
Education

Louisiana State University
1969 - 1973Bachelor of Science (B.S.) Accounting, Business AdministrationActivities and Societies: Phi Kappa Theta Fraternity - Treasurer Treasurer of the Phi Kappa Theta Fraternity
Experience

Affluent Home Loan
-Mortgage Loan OriginatorHelping clients achieve their dreams of home ownership. Developing a Reverse Mortgage product to provide to our senior clients.

Fasteners, Inc
May 1973 - Aug 1995General Manager
First National Bank of Commerce/Bank One
Aug 1995 - Apr 2003Indirect Lending ManagerDirected a team of underwriters and sales representatives in a sub-prime indirect automotive loan department. Built relationships and serviced new and used automotive dealers throughout Louisiana.

Whitney Bank
Apr 2003 - Apr 2014Indirect Lending Manager/Senior VPAs an Indirect Lending Manager at Whitney Bank my responsibilities included building a team of underwriters, operation clerks and sales representative that generated an automobile loan portfolio. This portfolio was built through an association with over three hundred automotive dealerships in a four state market area.

Affluent Home Loan
Jul 2015 - Nov 2015Mortgage Loan OriginatorMatch home buyer's needs and financial capabilities with affordable loan products and government assistance programs. In many cases, help buyers re-establish credit in order to qualify for affordable mortgage loans.

Red Rock Mortgage
Nov 2015 - nowMortgage Loan ConsultantHelp home buyers' secure affordable financing or refinancing for there dream home. This includes counseling on loan assistance programs, as well as government backed programs that matches each buyer's financial position.

Alterra Home Loans
Aug 2018 - nowLoan OfficerBuilding Sustainable Wealth Through Homeownership
Licenses & Certifications

Nationwide Mortgage Licensing System & Registry (NMLS registered)
Milton E. Cotaya, III - Mortgage Loan OriginatorJun 2015
Volunteer Experience
Treasurer
Issued by Chateau Jon Subdivision Homeowners Association, Inc on Jan 2009
Associated with Milton CotayaTreasurer, Jefferson Children's Advocacy Center
Issued by Jefferson Parish Community Action Program on Jan 1996
Associated with Milton CotayaTreasurer
Issued by Kiwanis Club of River Ridge-Harahan, Louisiana on Jan 1979
Associated with Milton Cotaya
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