James Curry

Experience

• 

  NatWest

  Sept 2009 - Mar 2018

  I managed a ~£800m portfolio of 15-20 clients that consisted of plcs, private companies and universities, that either had facilities greater than £30m and / or syndicated facilities, or were PE backed. I was predominantly responsible for managing the credit side of the relationships including new lending opportunities (refinances, acquisitions, cash-outs, recaps etc) and existing facility amendments. My portfolio consisted of 30-35 typically private companies, with turnovers up to ~£100m p.a. and total facilities across the portfolio of ~£200m. I was predominantly responsible for managing the credit side of the relationships including new lending opportunities (refinances, acquisitions, cash-outs, recaps etc) and existing facility amendments. Managed a portfolio of ~30 typically <£2m debt SME clients. Worked with clients to implement operational and financial restructures, with the ultimate objective of returning them to the originating business unit in the mainstream part of the Bank. Maximised debt recovery when an operational/financial restructure was not possible to implement. High standard of client care, negotiation and contact to ensure that optimal strategy was delivered. As well as managing a small portfolio of ~5 clients (typically <£1m debt SME clients), I worked alongside Senior Corporate Relationship Managers to support them with their day to day role in dealing with their clients (typically <£20m debt and <£35m turnover) and driving strategy. As part of the support I provided, I shadow managed a portfolio of 10 clients on behalf of several Senior Corporate Relationship Managers (in particular whilst they were on secondment to Ireland).

  • Associate Director - Specialist Portfolio Management

    Oct 2016 - Mar 2018

  • Associate Director - Portfolio Management

    Apr 2014 - Oct 2016

  • Relationship Manager - Global Restructuring Group

    May 2012 - Apr 2014

  • Assistant Relationship Manager - Global Restructuring Group

    Sept 2009 - May 2012
• 

  NatWest

  May 2020 - now

  I deliver (originate / execute) complex debt financing solutions both for event driven transactions (acquisitions, refinances, shareholder liquidity events, recaps etc) for high growth SMEs, corporates (£30m+ funding and / or syndicated - typically up to £200m total funding structures) and where the backing of private equity houses feature. Funding solutions include both cash flow lending, asset based lending and debt capital markets, for businesses ranging from high growth SMEs through to FTSE listed. Show less

  • Director Structured Finance

    Aug 2024 - now

  • Vice President Structured Finance

    Mar 2018 - Aug 2024

  • Commercial Banking Junior Management Team

    Jan 2021 - Jan 2022

  • Associate Director Restructuring (secondment)

    May 2020 - May 2021