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Kristen Stahl (Graham)
Middle Market Underwriter

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About me
Senior Vice President | Empowering Coach | Ideal Team Player | Strategic Visionary
Education

James Madison University
2000 - 2004Bachelor of Science (BS) Psychology and Communication
Experience

The Hartford
Jan 2005 - May 2007Middle Market Underwriter* Primary job to write new business for the Detroit Regional Office with a goal of $3.45 Million per year and, in addition, managed $18 Million book of renewals* Tasks included cross-selling other segments, agency visitation and planning for large agents/brokers, and leading an internal team of raters, underwriting assistants and renewal underwriters* Participated in several product development consults in cooperation with Home Office

The Hanover Insurance Group
May 2007 - Jan 2022* Managed a team of underwriters with responsibility for writing new business accounts generally 50k in premium and below* Territory encompasses 12 states (7 branch offices) and generates 20M+ per year in New Business* Ownership of both top line (growth patterns) and bottom line (P&L) for the territory * Worked closely with RVP’s and Home Office to partner with agents on opportunities and maximize retention numbers* Other responsibilities include rate review input, CAT management, state management process, and quality reviews/training. Show less * Sole underwriter for a Sports & Fitness Program managing accounts nationwide (5,000 – 1,000,000 in premium) while maintaining a 7,000,000+ book of General and Industry Segment business ranging from 25,000 to over 1,000,000* Responsible for facilitating partnerships among the different levels of engagement throughout the agency* Integral part of the building out of the Sports & Fitness program into a countrywide Niche business including evaluation of forms, establishment of underwriting criteria, and creation of work flows Show less
Middle Market AVP - Mid Atlantic
Feb 2020 - Jan 2022Southeast Small Commercial Underwriting Manager
Jun 2015 - Feb 2020Casualty Director
Aug 2014 - Jun 2015Property Line of Business Underwriting Director
Mar 2010 - Aug 2014Middle Market Underwriter
May 2007 - Mar 2010

The Hartford
Mar 2022 - Apr 2023Sr Managing Director - Complex Liability SolutionsSr Managing Director - Complex Liability Solutions* Responsible for strategic initiatives in Missouri and Kansas for hard-to-place and loss sensitive primary and excess lines of business* In a countrywide capacity, facilitate collaboration between National Accounts and Complex Liability teams. This responsibility includes appetite, communication and sales coordination. * Serve on the National DE&I Council to enhance the overall culture of the organization

Towne Insurance
Apr 2023 - nowSenior Vice President* Leading a high functioning team of producers to implement a growth plan that optimizes success in the Richmond marketplace while developing relationships with key centers of influence. * Bringing innovative problem solving to the forefront of the insurance industry. * Attracting and hiring best in class talent and fostering a best in class environment of talent development and mentorship.
Licenses & Certifications

Certified Insurance Counselors (CIC)
The National Alliance for Insurance Education and Research
Honors & Awards
- Awarded to Kristen Stahl (Graham)Hanover's President Service Award Winner - 2017 & 2018 Hanover Insurance Group 2017 PSA - Individual Award for leading a high functioning team that drove significant growth, profitability and cultural transformation. 2018 PSA - Team Award recognizing outstanding collaboration among Actuarial, Product, Corporate Underwriting and Field Leadership that created a more effective Rate Review process.
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