Lisa Jefferson

Experience

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  US Home Mortgage

  Apr 1999 - Oct 2000

  Mortgage Loan Processor

  Processed FHA purchase loan transactions for the state of Texas. Submitted files to underwriting and cleared all conditions to closing. Processed bond packages to various state agencies

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  Wells Fargo Home Mortgage

  Oct 2000 - Jan 2002

  Mortgage Loan Processor

  Processed FHA, VA and conventional loans. Submitted files to underwriting and cleared all conditions to closing. Processed bond packages to various counties for their first time home-buyer programs as well as Colorado Housing and Finance Authority files (CHFA).

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  Falcon Mortgage Co

  Jan 2002 - Feb 2003

  Mortgage Loan Processor / Branch Manager

  Processed and closed the majority of Jumbo / Conventional Loans with a high emphasis on Construction to Permanent financing. Ability to interact and communicate with varied customers, Realtor's and builder personnel. Responsible for the duties of loan disbursement, processing, closing, pipeline maintenance and having good rapport with high profile clients and legal business organizations. I represented Falcon Mortgage in a meeting every Monday with the builder to discuss the pipeline and to align it with the builders closing time frame. Helped to manage a four person mortgage office and reported back to the General Manager. Show less

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  Atlantic Mortgage

  Feb 2003 - Dec 2009

  Mortgage Loan Processor / Operations Manager

  Processed and Closed FHA, VA and conventional loans. Drafted and Implemented procedures to make the company run more efficiently. Ability to negotiate, problem solve and adapt to change to get the job done. Preformed quality control audits on closed files. Submitted files to underwriting and cleared all conditions to closing. Order subordination's, title, payoffs and other various processing documents. Work with loan officers and customers directly to achieve a quick and efficient closing.

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  Account Temps - Wells Fargo Bank

  Dec 2009 - Mar 2010

  Mortgage Loan Processor

  Processed conventional loans. Submitted files to underwriting and cleared all conditions to closing. Order subordination's, title, payoffs and other various processing documents. Work with loan officers and customers directly to achieve a quick and efficient closing.

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  Pulte Mortgage

  Mar 2010 - Mar 2012

  Mortgage Loan Processor

  I processed FHA, VA, USDA and conventional loans. Submitted files to underwriting and cleared all conditions to closing. Electronic Loan files and work within 7 systems to process a file. Experience with TX, FL, CA, OR, NV, AZ, CO, IL, MO, MI, MN, OH and IN. Experienced with various Down Payment Assistance Programs, Mortgage Credit Certificates, State and County Bond Programs and USDA loans. Closing 20-26 per month with a Backlog of 100 files at any given time. Pipeline was all purchases and worked with the borrower’s directly. Paperless File System Show less

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  PinPoint Staffing / Hancock Mortgage Partners

  May 2012 - Aug 2012

  Mortgage Loan Processor

  I processed FHA, VA, conventional and Jumbo loans. Submitted the files to underwriting for either an in-house underwrite or to other lenders as a broker. Cleared all conditions thru closing and funding. Worked directly with the customers to obtain documentation and conditions as needed. 80% of my pipeline was all types of refinances (Streamline, IRRRL, Cash out, Jumbo’s, 1st & 2nd Combo’s) and the remaining is either primary or second home purchases.

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  Citywide Home Loans

  Aug 2012 - Sept 2014

  Mortgage Loan Processor

  I processed FHA, VA, conventional and USDA loans. Proficient in GUS, DO and LP automated underwriting systems. Requested and reviewed documentation to determine Program Specific Loan Eligibility Criteria. Submitted files to underwriting either in-house or to other lenders as a broker. My pipeline consisted of about 85% (purchases) in which both the loan objection dates and closing dates were met on time.

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  Caliber Home Loans, Inc.

  Dec 2014 - Jun 2017

  Processed a rolling pipeline of 25-40 retail loans which consisted of FHA, VA, USDA, Conventional and Jumbo loans each month. I review the loan applications for completeness and accuracy, identify and resolve issues, remain on top of all aspects of loans and respond quickly to get them through underwriting and into closing in a timely manner. I manage a daily pipeline and meet monthly production and quality control standards. I obtain underwriting conditions from loan officers and verify supporting documentation including income, assets and liabilities checking for potential problems. Set up files and request title, appraisal, credit supplements, payoffs, VOE’s, EOI, and Flood Certificates. I complete a closing audit/checklist and move the files to closing. I took trainings and utilized various Digital Tools to speed up the process of the loans such as LoanBeam, Account Check, Work Number, etc… Show less Processed a rolling pipeline of 30-40 retail loans which consisted of FHA, VA, USDA, Conventional and Jumbo loans each month. I review the loan applications for completeness and accuracy, identify and resolve issues, remain on top of all aspects of loans and respond quickly to get them through underwriting and into closing in a timely manner. I manage a daily pipeline and meet monthly production and quality control standards. I obtain underwriting conditions from loan officers and verify supporting documentation including income, assets and liabilities checking for potential problems. Set up files and request title, appraisal, credit supplements, payoffs, VOE’s, EOI, and Flood Certificates. I complete a closing audit/checklist and move the files to closing. Show less

  • Mortgage Loan Processor

    Jan 2015 - Jun 2017

  • Loan Processor

    Jan 2015 - Jun 2017

  • Senior Loan Processor

    Dec 2014 - Apr 2016
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  FBC Mortgage, LLC d/b/a Home Loans Today

  May 2016 - Nov 2016

  Senior Loan Processor

  Processed a pipeline of 25-30 Conventional and Jumbo loans each month. Majority are refinances. I review the loan applications for completeness and accuracy, identify and resolve issues, remain on top of all aspects of loans and respond quickly to get them through underwriting and into closing in a timely manner. I manage a daily pipeline and meet monthly production and quality control standards. I obtain underwriting conditions from the borrowers and verify supporting documentation including income, assets and liabilities checking for potential problems. I complete a closing audit/checklist and move the files to closing. Show less

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  American Financing

  Nov 2017 - May 2022

  Loan Processor
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  Rocky Mountain Mobile Real Estate Signing Service

  May 2022 - now

  Mobile Mortgage Specialist and Signing Agent
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  Schomp Automotive Group

  Dec 2022 - Jun 2023

  Finance Assistant

  • Arranged financing for customers for both new and used vehicles.• Responsible for packaging deals and funding contracts.• Send/scan all finance contracts for remittance daily and logged all contracts sent.

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  CoBank

  Sept 2024 - now

  Paralegal