Talk to sales Try for Free
Jeny Johny

Jeny Johny

Project Details

Followers of Jeny Johny665 followers
location of Jeny JohnyBengaluru, Karnataka, India

Connect with Jeny Johny to Send Message

Connect

Connect with Jeny Johny to Send Message

Connect

  • Timeline

  • Skills

    Leadership
    Management
    Portfolio management
    Credit analysis
    Business development
    Risk management
    Financial risk
    Business process
    Credit
    Mis
    Finance
    Loans
    Business intelligence
    Analysis

  • About me

    To firmly establish myself in a dynamic firm by utilizing my managerial acumen in Operational Risk, Credit Risk and Credit appraisal of the Retail Assets for propelling my organization into new heights and getting mutual benefits. 5 years experience with ICICI Bank Ltd in Operational and Credit risk management, Risk auditing for all the Retail assets for South India,Credit appraisal for Commercial Business for Kerala state. Masters in Business Administration from IBS(ICFAI Business School) Bangalore and Bachelors degree in Food Technology.

  • Education

    • SNDP Higher Secondar School, Muvattupuzha, Kochi, Kerala

      2000 - 2002
      Plus 2 Physics, Chemistry, Bilology, Mathematics

    • Kerala State secondary Examination Board, St.Joseph's High School, Piravom, Kochi, Kerala

      1997 - 2000
      Plus 2 Science (Physics; Chemistry, Biology, and Mathematics

      Activities and Societies: • First prize in the Inter School Quiz competition in Muvattupuzha, Cochin in August-2001 • Won A-grade, Third prize in the Ernakulam District Essay competition in November-2001 • First prize in the Inter School Quiz competition in Velloor, Cochin in August -1999• Second Prize in the Inter school Quiz Competition from Velloor, Cochin in August-1998.

    • Mahatma Gandhi University

      2003 - 2006
      BSC in Food Technology 90%

    • ICFAI Business School

      2006 - 2008
      Master of Business Administration - MBA Marketing & Finance

      .

    • Indira Gandhi National Open University

      2019 - 2021
      Master of Arts - MA English Language and Literature, General First class

  • Experience

    • Diamond Roller Flour Mills Pvt.Ltd

      Jul 2004 - Aug 2004
      Project Details

      Employee Participation & TQM(Total Quality Management)Project AreaQuality Control of Meat Products

    • Meat Products of India Ltd

      Nov 2005 - Dec 2005
      Project Details

      Project Title: Employee Participation & TQM(Total Quality Management)Project Area: Quality Control of Meat ProductsCompany: Meat Products of India Ltd (MPI),Ernakulam, Kerala Duration: 1st November 2005 to 31st November 2005

    • ICFAI Business School

      Feb 2007 - May 2007
      During MBA : Summer Internship Program (SIP)

      Project Title: Innovative Marketing Strategies for Online Share Trading Firms Project Area: Online Investment PortalsCompany: ICICI direct.com, BTM Lay Out, Bangalore.Duration: From 22 February 2007 to 19 May 2007

    • Symbiometrics Technical Innovation Management Solutions (STIMS)

      Jul 2007 - Aug 2007
      Project Details

      Project TitleMarket Feasibility Study on Brand of ShoesProject AreaMarket Feasibility Study on a Reputed British Shoe Brand in IndiaCompany

    • Technopak Advisors Pvt. Ltd

      Aug 2007 - Sept 2007
      Project Details

      During GraduationProject TitleQuality Control in Production and Packaging of Wheat ProductsProject AreaQuality Control of Wheat Products

    • ICICI Bank Ltd

      Jul 2008 - Nov 2013

      Organizing the various departments to orchestrate the operations to maximize the process compliance. Involved in streamlining the operation risks of all retail asset products of the bank across south India and inspired the higher management to redesign the policy to adjust itself with the vicissitudes in the market. Ensuring Operation policy compliance for Sales by adjudging the channels and outlets of sourcing. Determining the policy adherence of outbound sales partners in terms quality of sales generated, customer feedback, issuance of identity and authority, monitoring and supervision by the bank authority.Ensuring the compliance of Risk Management systems to assist in consolidating Customer's exposure, validation with fraud and defaulter lists, alignment with Credit Information systems like CIBIL, CPCS, Dedupe, RBI defaulter list etc, property value systems, product policy site, and to enable the bank to monitor and control its overall cost of risk to enhance the credit decision process.Retail Hind sighting (Credit Analysis) for reassessing the credit worthiness and policy adherence in terms of decision taken by the credit manager. Due diligence of initiating an Employee accountability matrix and action plan for process lapses.Undertaken the Commodity finance Process Review across south India. Acted as a 'Operational Risk Process auditor' and intermediary to revise the debt transactions and Risk Management to evaluate the commodity loan portfolio and credit exposure.Administered a robust Business Continuity Plan (BCP) across south India by assessing the situation, balancing the resources, communicating risks and thereby ensuring Bank's preparedness to face the adversities. Standardization of process across the bank to ensure stability in productivity and delivering value to customer. Show less

      • Area Credit Manager

        Aug 2011 - Nov 2013

      • Risk Policy & Business Intelligence Unit

        Jul 2008 - Aug 2011

    • ICICI Bank

      Jul 2008 - Nov 2013
      Assistant Manager

      1)Operational & Financial Risk Management 2)Process Audit & Compliance3)Retail Hind sighting(Credit Risk Analysis)4) Project management & planning.5)Report Presentation 6) Team Management & Training7)Business Research & Data mining8)Marketing Strategy formulation9)Data Comprehension & Analysis10)Employee Participation & TQM11)Organizational problem Resolution12)Business Development

    • HDFC Bank

      Nov 2015 - Jun 2019
      Credit Manager

    • Muthoot Capital Services Ltd - India

      Jun 2019 - Nov 2022
      Zonal Credit Manager at Muthoot Capital Services Ltd

    • Toyota Financial Services India

      Nov 2022 - now
      Zonal Credit Manager

  • Licenses & Certifications