Yakub Pathan

Experience

• 

  Aspire Home Finance Corporation Limited (AHFCL)

  Sept 2015 - Jun 2018

  Login Home loan files, to pull out & scrutinize cibil report, analysis of income statement, To do the personal discussion with the applicants and to recommend the home loan files for approval, maintain branch expenses, disbursement of home loan files, to scrutinize loan application applicants starting from kyc of applicant, to analyze banking of applicants, to go through the cibil and dedupe reports of the customer, personal discussion with the customer. to co-operate with FCU and FI agency. • To scrutinize the home loan files kyc, banking, income docs• To pull out cibil and dedupe reports and scrutinize the cibil reports• To do the personal discussion with the applicants• To recommend the home loan files for approval.• To maintain the TAT for each files• Disbursement of Home loan files• Good knowledge of excel(vlookup) and formulas

  • Credit Executive

    Sept 2015 - Jun 2018

  • Credit Executive

    Sept 2015 - Jun 2018

  • Credit Executive

    Sept 2015 - Jun 2018
• 

  Aviom India Housing Finance Private Limited

  Aug 2018 - Nov 2018

  Credit Manager
• 

  IndusInd Bank

  Dec 2018 - Jul 2022

  Branch Credit Manager

  underwriting of home loans

• 

  Fullerton India Home Finance Company Ltd.

  Jul 2022 - now

  recommendation of home loan, pdd and otc tracking,PD upto 50 lac, maximum loan 1cr

  • Branch Credit Manager

    Jul 2022 - now

  • Branch Credit Manager

    Jul 2022 - Apr 2024
• 

  RBL Bank

  Apr 2024 - now

  Branch Credit Manager