ADITYA JAIN

Experience

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  IDFC FIRST Bank

  Jun 2018 - Apr 2021

  Territory Sales Manager

  >>Handled end-to-end loan file life cycle including file assessments, paperwork completion, and file disbursal within the required TAT and delivered exceptionally on the monthly and quarterly assigned sales targets. >>Coached and counseled sales personnel, assisted with individual selling efforts of the direct reports, and supported them to deliver on their targets.>> Established and sustained long-term and solid business relationships with new and existing customers. >>Developed and implemented comprehensive business strategies and marketing plans for increasing sales for the department. Handled customer grievances to facilitate quick business turnaround and foster client satisfaction. >>Delivered training and informative sessions for new and potential clients on product and service features and offerings. >>Conducted competitor analysis to map new and ongoing industry trends. Show less

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  Better

  May 2021 - May 2022

  Credit Analyst

  >>Completed assessment of more than 300 Mortgage loan files on the basis of client credit history, profile, income docs, bank statements, and other regulatory parameters. >>Performed quarterly periodic review of mortgage loan portfolio with a view to initiating proactive measures through learning derived from past default cases. >>Reviewed Purchase Contracts, credit reports, Income and assets documents to effectively underwrite real estate loans. Analyzed qualifying income from various documents such as Paystubs, SSA Letter pension, and financial documents and tax returns.>>Coordinated with LR , PEA, HA to get files moving to next milestones.>>Coordinated with field agencies and other external agencies to ensure smooth processing of files. >>Scrutinized compliance-related documents and verified state & federal guidelines for the smooth process of loan application Show less

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  Piramal Capital & Housing Finance Limited

  Jul 2022 - now

  Sales Manager