
Betty Flore Effa
Manager

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About me
Financial Manager chez Cowork.Africa/ Compliance Administrator (Know Your Customer)
Education

College Alfred Saker
-Advance level Literature
Higher School of Economic and Commercial Sciences (ESSEC) – Douala
2010 - 2012Professional Master in Organization and Management Organisation and ManagementBudgeting, Forecasting, Strategic, Planning, Expense management, Financial control, Stock management

University of Douala
2009 - 2010Bachelor of Law Private LawLabor Law, Business Law, Tax law, Banking regulation.
Experience

Pharmacie de l'Harmonie
Aug 2000 - Jun 2012ManagerManagement and organization of Pharmacie de l’Harmonie that implied oversee forecasting, budgeting, reporting, developing the necessary tools to track results (dashboards, indicators), Customer service focus, managing a staff of seven.Keys Achievement:- Implementation of a straightening plan with dashboards for solving the following problems: Customer satisfaction, business relationship with partners, employee performance.- Developed sales force, improved expense reductions- Improved productivity, quality service and revenue growth from 3M to 15M; Show less

MTN Cameroon
Jul 2012 - Oct 2018Identification of compliance risk and improvement of compliance rate for Mtn Mobile Money End users and distributors. Responsible for opening, amending, reviewing clients’ accounts according to established policies and procedures and existing regulation. Managing a staff of nine to five. Keys Achievement:- Implementation of an action plan to improve the compliance rate of MTN Mobile Money customers (individual and business) and follow up the validated action plan.- Improvement and implementation of control procedures and creation of Money mobile accounts for individuals and businesses.- Assist AML (Anti money Laundry) Manager for investigations to combat money laundering and terrorist financing by providing documentation and other relevant customer information.- Improvement and modeling on the mobile money processes and procedures such as closing account, suspending account, customer claim, dormant account, international remittance transfer, transaction limit, Procedure for Deceased MoMo accountholder.- Building up a compliance culture and increasing the employees’, customers and partners’ awareness about compliance topics by conducting regular trainings and activities. - Reduced the number of non-compliant customer and actively participate on the improvement of the compliance rate for the whole database: - End users: from 50% to 98%, - Acceptors: From 45% to 72%, - Distributors: from 40 % to 93%- Collaboration with bank partner’s as part of the awareness of Mobile Money clients on the risks of fraud and the penalties incurred under the COBAC regulations.- Produced deliverables such as reports of controls on non-compliance, suspicious transactions, suspicion on cases of financial fraud of Mobile money activity. Show less
Know Your Customer Administrator (KYC)
Jul 2016 - Oct 2018KYC Agent
Jul 2012 - Jun 2016

Cowork.Africa
Mar 2019 - nowFinancial Manager
Licenses & Certifications

Attestation Marketing Digital
ADAA.jobsMar 2019- View certificate

La gestion du temps pour les managers
LinkedInJan 2019 - View certificate

Verified International Academic Qualifications
World Education ServicesApr 2020 - View certificate

Critical Thinking
LinkedInFeb 2019 - View certificate

Leading with Vision
LinkedInJan 2019 - View certificate

Former les managers dans une organisation
LinkedInJan 2019
Languages
- enEnglish
- frFrench
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