Lucy Hou

Experience

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  PwC

  Aug 2007 - Aug 2009

  Associate Auditor

  1.Review the company's internal control environment, draft audit plans for related business processes, execute internal control audit procedures, and evaluate the effectiveness of related internal controls.2.Based on the company's accounting policies and financial processes, formulate and execute financial statement audit procedures.3.Draft internal control identification reports.4.Formulate financial statement audit reports and related notes.5.Issue management suggestion letters based on the results of internal control audits and financial statement audits. Show less

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  Liaoning Guorong Financing Guarantee Co., Ltd.

  Apr 2010 - Jun 2012

  Risk Management Supervisor

  1.Develop the company's risk management guidelines and risk control processes.2.Formulate and improve the Quantitative Credit Risk Assessment model tailored for guarantee customers.3.Conduct on-site due diligence for guarantee projects and generate risk review reports.4.Engage in post-guarantee activities., delivering a report of guaranteed customers every quarter.5.Coordinate professional training in line with the company's business expansion requirements.

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  Dalian Jinlian Investment Guarantee Co., Ltd.

  Jun 2012 - Dec 2012

  Risk Management Department Manager

  1.Develop product specifications for guarantee products in line with the company's business strategy.2.Conduct on-site due diligence for guarantee projects and generate risk review reports.3.Organize guarantee review meetings and form review opinions.4.Manage post-guarantee activities.5.Provide banks and other financial institutions with credit information of the Guarantee company.

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  Liaoning Cheng Da Co., Ltd.

  Dec 2012 - Mar 2015

  Credit Risk Supervisor

  1.Develop the annual credit work plan, workflow, risk assessment models for supply chain finance.2.Participate in on-site visits to key credit customers of subsidiaries.3.Manage post-loan activities for credit customers.4.Implement emergency plans for high-risk projects in accordance with the company's risk warning mechanism.5.Conduct internal control audits for the parent company and its subsidiaries.6.Provide guidance and training to relevant departments and subsidiaries on risk management tools and techniques. Show less

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  Yunneng Financial Leasing (Shanghai) Co., Ltd.

  May 2015 - Feb 2017

  Risk Manager

  1.Develop and enhance risk control systems and procedures.2.Issue risk review reports for financial leasing projects.3.Organize review meetings for financial leasing projects and issue Approval Reports.4.Engage in post-investment management of financial leasing projects.5.Conduct internal audits.6.Contribute to the company's risk culture and conduct regular risk control training.

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  China Electronics Commercial Financial Leasing Co.,Ltd

  Feb 2017 - Sept 2019

  Senior Risk Manager

  1.Formulate and improve the Quantitative Credit Risk Assessment model tailored for credit customers.2.Construct a Quantitative Risk Warning Model in alignment with both regulatory requirements and board directives.3.Engage in on-site customer visits, providing credit risk analysis reports.4.Undertake industry research and produce regular reports.5.Implement internal audit procedures to guarantee compliance and internal control.

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  Home

  Sept 2019 - now

  Stay-at-Home Parent

  2024.3-now Self-study of Japanese Bookkeeping2022.5-now Japanese conversation lesson2019.12-2021.12 Japanese Language School