Haitham Awed

Experience

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  Ahli United Bank - Egypt

  Jun 2007 - Apr 2010

  Credit Analyst

  Occupied credit analyst post at Ahli United Bank from 2007 o 4\2010, as being responsible for analyzing a user’s financial position, credit and possession evaluation to resolve feasibility of conceding loan request, line with the ability of keeping bad debts to its minimum levels, attain or exceed organization goals for maintaining active collection role with main accounts and sustaining friendly relations with all co workers.

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  National Bank of Kuwait

  May 2010 - now

  Relationship Manager- Corporate

  • Contribute to achievement of the budget objectives meet the pre-set financial non-financial objectives in order to enhance bank’s market share within appropriate risk level.• Managing and enhancing the existing portfolio and solicit acceptable new relationships in order to meet the pre-set financial non-financial objectives.• Establish new borrowing relationships, preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.• Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal.• Managing the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels.• Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation & periodical client visits call reports• Receive and Advise customers and non-customers in order to satisfy their needs while building a long-term business relationship with them.• Cross-sell other bank’s products and services (including Commercial Lending and Trade services) to maximize bank’s profitability.• Receive handle and resolve customer complaints in a timely manner to maintain & increase customer satisfaction. Show less